What To Look For In A Canada EFT API?

Posted by ACH Payments on February 16th, 2021

Are there risk acceptance models available that could lower processing costs? ACH and CC payment solution Is there an API that would allow your customers to apply from your site or app?If your market base includes Canada, does the partner provide a single API for both US ACH and Canadian EFT?Does the platform meet PCI Security standards even though NACHA does not require ACH transactions to be PCI compliant?Are there opportunities to leverage the Canadian EFT Processing Integration for your apps’s revenue stream?

API availability: Does the partner offer Restful or SOAP Canadian ACH transaction integration, or both? ACH Integration–The Missing piece? Is sensitive data tokenized and can a call be made to immediately tokenize the bank account data prior to an origination? What other payment utilities are available? Are there ancillary utilities available from the ACH API to make calls for anti-fraud and risk mitigation?

How long has your potential integration partner been serving the needs of app providers and what is their track record? Does the partner provide assistance in ACH payments processing adoption for you and your user clients? Will your potential partner take the time to understand your business requirements and provide options that custom fit the payments needs to your needs and your clients? Are there white label possibilities that might allow for a branded processing option, keeping the ACH processor behind the scene? More Info Here..