Workers Comp Insurance Nevada - Guide For filing a ClaimPosted by Sigmon Damsgaard on February 18th, 2021 Workers compensation is a mandatory federal protection that protects workers from unexpected and often catastrophic injuries on the job. In the state of Nevada, it is a no-fault law that protects both employers and employees. There are seven levels of workers comp insurance for Nevada, based on the type of employment and industry that the employee is employed in. Employees are entitled to one week of paid sick leave every two years. Plus, they are entitled to two missed days of work for each year of coverage, with an additional five days added every year. Medical costs that occur while at work can be outrageous, causing huge losses to employers. The cost of workers comp insurance is very low compared to the price of medical bills that result from injuries sustained on the job. Many workers simply accept this fact, believing that even if they get hurt on the job, their benefits will cover it. Unfortunately, this is not always the case. When workers get injured on the job, they should report the incident to the employer immediately. This should be done through your company's human resources department, or by contacting the State Workers' Compensation Board. If the injury occurs in another state, it may also be necessary to report the incident to the state workers' compensation board. Referring the accident as a worker's comp claim will help your company reduce its expenses and win back the money that it is owed. There are cheap auto insurance jacksonville fl that you can do to protect yourself when filing workers comp insurance claims in Nevada. If you work in high-risk industries, such as construction, electrical and automotive, you may need additional coverage. Some states, such as New Mexico, do not require workers comp insurance for these professions. On the other hand, other states, such as California, mandate workers comp insurance for all professions, even when you are not engaged in an industry that is considered "high risk." Before you begin to file for workers comp, you should consult with a personal injury lawyer to determine your eligibility. Many personal injury lawyers provide free initial consultations. You should schedule a consultation appointment if you think that you may need additional assistance. During the consultation, your lawyer will be able to determine whether or not your case qualifies under the workers comp code in Nevada. In case of an accident where no one is injured, the insurance provider should be paid immediately. The process of filing for workers comp is often complicated. However, if you are fortunate enough to have a good lawyer who knows how to navigate the system, it will not be difficult for you to receive payment. Once you have filed for workers comp, you will be sent a check every two weeks until the full amount is received. The State Workers Compensation Commission will send you copies of the payments. In order to receive payments from your employer, you will need to provide proof that you were injured on the job. You can provide the employer with a doctor's note, which states that you were injured while at work. The doctor's note should state when the injury occurred and what the extent of the injury was. A copy of the workers' compensation claim statement should also be provided to you once your attorney has reviewed the claim. If your employer does not contact you and does not provide a written statement, you should contact the workers comp attorney. Your attorney will request that a statement be filed with the Workers' Compensation Commission within twenty-four hours after your injury occurs. The statement will include your name, address, and your employer's information. In addition, it will state whether or not your claim is still being processed. In the case of a successful workers comp claim, you will receive a monthly amount for as long as you are receiving benefits.Like it? Share it! |