Understanding the self-inspection process for Car Insurance renewal

Posted by Radhika Adsule on August 4th, 2021

Technological advancement has equipped us with many possibilities. It has enabled us to take control of several tasks. One such activity is shopping. A few clicks are enough to order a meal or book tickets. The same applies to buying Car Insurance. Many insurance companies have extended their process online to make the process convenient.

A yearly renewal is a must to ensure that your Four-Wheeler Policy remains active. But if, for some reason, you miss out on the due date, policy provider's conduct an inspection. This is applicable for a comprehensive plan and own damage cover. This takes time as the official needs to assess your details and then proceed. However, you can save the trouble by doing it yourself. It is a simple and easy process that gets completed hassle-free.

Visit app/website: Login to your policyholder account. You do this either by going to the website or downloading the app. Check if it is available for both Android and iOS devices. If not, the portal is equally helpful in getting the job done. Ensure not to delay the process as longer gap results in buying the policy from scratch and losing out on the accrued benefits.

Share details: After logging in successfully, enter some basic information. These include your full name, contact number, policy number, vehicle specifications, etc. Most insurers have this information linked to your registered mobile number. Hence, they get auto-filled for saving you the hassle. This happens when you enter the same information as given while buying the policy.

Record video: After submitting the required details, proceed with the inspection. It is a simple procedure that gets completed within minutes. You need to capture 360-degree footage of your four-wheeler. Start by focusing on the bonnet, engine number, and chassis number. As you circle the vehicle, try capturing it from all sides. Do not miss out on any dents and other deformities.

While taking the video, it is essential to consider the surroundings. Ensure the car is parked in a well-lit area without any distractions.

Submit inspection report: After a successful capture, upload the video on the given tab. Make sure to check your internet connectivity for the same. Once done, you receive an acknowledgement notification from the insurer. They review your footage and get back to you with feedback. It sometimes involves re-recording the video if the conditions are not met correctly. Hence, take your time with the process as it is easy to understand.

Self-inspection is a quick, easy, and convenient to speed up online Car Insurance renewal. It allows you to use your mobile and get it done quickly. However, the final call remains with the insurer. So, stay on the lookout for feedback and proceed with renewal once approved. It is best to renew the policy before expiry to skip this step altogether.