Does not affect credit investigation, sinotruk Commercial Vehicle pushes the pol

Posted by bruce zhu on May 11th, 2022

Does not affect credit investigation, sinotruk Commercial Vehicle pushes the policy of deferred repayment

Following the notice issued by the China Banking and Insurance Regulatory Commission that \"card friends can delay loan repayment\", sinotruk Commercial Vehicle also issued a \"customer repayment delay\" policy. This is also after the repeated outbreak of the epidemic, the domestic commercial vehicle brand once again launched a loan extension service policy for card friends.

According to the original \"customer repayment extension\" policy issued by howo Commercial Vehicle, card users who want to apply for loan repayment extension must meet the following requirements:

Does not affect credit investigation, sinotruk Commercial Vehicle pushes the policy of deferred repayment

1. The applicant must be a commercial vehicle retail loan customer of sinotruk Finance

2. Those with operating ability and good repayment willingness

3. If there is a guarantor, the consent of the guarantor must be obtained

4. When applying for the loan, all the documents have been filed according to the requirements of sinotruk Finance

5. The payment customer and the guarantor need to sign the relevant agreement

At the same time, in terms of extension period, sinotruk Commercial Vehicle also provides cardholders with three options for deferred repayment with a high degree of freedom, namely standard small extension, standard large extension, and non-standard large extension. The specific rules are:

1. Standard small extension

Number of deferrals: You can apply for 1-3 deferral of loan repayments

Repayment method after single extension: ?Only interest will be repaid during the extension period; ?No repayment will be made during the extension period, and the interest will be amortized to the subsequent periods.

Two repayment methods above

2. Standard extension

Number of Deferred Periods: You can apply for deferred repayment for more than 3 periods

Repayment method after extension: first repay the arrears of interest, and recalculate the remaining principal. After the extension, the first repayment can enjoy the next three-month repayment policy.

3. Non-standard large extension

Number of Deferred Periods: You can apply for deferred repayment for more than 3 periods

Repayment method after extension: Customize the monthly repayment principal, and the interest is automatically calculated according to the relevant formula, which will take effect the next month at the earliest.

It can be said that the above three deferred repayment methods allow card users to make targeted and selective choices of deferred repayment methods that suit their own specific circumstances. It has to be said that they are still very user-friendly. Yes, especially for those card friends who are in the epidemic area or cannot get out of the car due to the impact of the epidemic.

For sinotruk commercial vehicle model cardholders, who want to apply for deferred repayment, they can consult and apply for details through the sinotruk Finance WeChat public account, the sinotruk Finance 400 customer service number, or to the loan dealer.

At the same time, according to this policy, Truck Home also consulted with sinotruk commercial vehicle manufacturers and dealers, especially for the credit information, interest, applicable models, policy implementation period and other issues that card friends are concerned about. answer.

1. The application for deferred repayment this time will not affect the credit of the cardholders. The cardholders only need to continue to repay the loan normally after the extension period expires.

2. The deferred repayment still carries interest. The interest generated by the above three deferred repayment applications will be calculated based on the contract interest rate. Therefore, card users must consult sinotruk Commercial Vehicle for details when applying for deferred repayment. .

3. This deferred repayment application supports sinotruk Commercial Vehicle’s trucks, tractors and dump trucks. For special models, please consult the sinotruk Commercial Vehicle dealers. For the specific applicable models, please refer to the official actual reply.

4. The deferred repayment policy is currently being implemented. As for when this policy will be cancelled, the official has not given a specific answer at present. Therefore, card friends who need it, please consult the official as soon as possible.

In the past three months, the new crown epidemic in Tianjin, Jilin Province, Shanghai, Beijing and other places in China has been repeated, and the overall epidemic prevention work still cannot be relaxed, and this has also had a profound impact on the daily operation and earning of card users. sinotruk Commercial The introduction of the \"deferred repayment policy\" will undoubtedly greatly reduce the living pressure of card friends.

The epidemic is ruthless, but people are affectionate. It is believed that the domestic epidemic will be brought under control soon. At the same time, it is also recommended that card lovers must pay attention to personal protection when they go out for sports cars. After all, their bodies are our greatest wealth, and only healthy sports cars can make money.