Seven Things to Remember in the Event of a Two-Wheeler Mishap

Posted by Digital Marketer on August 17th, 2022

Before earning a learner's licence, a person must pass a thorough driving exam in an attempt to be qualified to operate a vehicle. A learner's permit must be held for at least six months before it can be upgraded to a driver's licence. You can then legally drive on Indian roadways once you have a permanent driving licence. Given all of this, there are always a lot of incidents on the roads each day. And when a mishap occurs, your two-wheeler such as the Yamaha Fascino 125 insurance protects you against the costs of the damages.

We are providing some advice in this blog post that you should remember in the event of a two-wheeler collision.

6 suggestions to keep in mind if you are in a bike accident

In India, traffic accidents have multiplied, killing thousands of people year and leaving countless others permanently disabled. Buy Yamaha Fascino 125 Specification is as per Indian traffic. Even though the government mandates several safety precautions for road use, the rising number of fatalities from accidents remains unabated. Poor roadway conditions in India and people's irresponsible driving habits are the two main causes of the same. To prevent bike accidents, it is crucial for everybody operating a vehicle on the road to exercise extra caution. In this article, we provide some advice to remember after an accident in case you are still involved in a traffic incident.

1. Prevent accidents by using safety precautions

By taking precautions like wearing a helmet and other safety gear when riding your bike, you can prevent an accident from happening altogether rather than having to deal with its aftereffects. Additionally, it's crucial to make sure you purchase a bike that you can ride comfortably rather than one you like the look of.

2. Make sure everyone is safe.

The safety of everyone involved in the crash should always come first, even if you take all the precautions possible to avoid bike accidents. If a third party is engaged, you should also guarantee their safety. Take the injured person, if necessary, to a local hospital for prompt medical attention. After you have made sure that everybody involved in the accident is safe, you can go on to the other issues, such as vehicle damage and other related matters.

3. Maintain first aid supplies in the automobile

Keep a modest first aid kit in your vehicle. You must always have a convenient bag of first aid on hand to handle any unexpected situations on the road, whether you're driving a great distance or just to work in the city. Although most bikes lack a storage compartment, it is nevertheless advisable to add a compact storage box or pouch in the motorcycle to hold your first aid supplies, like cotton balls, antiseptic, bandages, painkiller spray, etc.

4. Submit a police FIR.

The next crucial step is to report the two-wheeler accident to the local police and file an FIR. Tell them everything that happened in the mishap and how it happened. Share information about the accident's timing and place, as well as the injuries and casualties it caused. This will be useful when it comes time to make a claim on your two-wheeler 3rd party insurance for third-party losses. If you leave the collision scene before the local police arrive, you risk getting in trouble for failing to notify the appropriate law enforcement agency.

5. Use your phone to take pictures of the accident scene.

It's crucial to take pictures of the two-wheeler accident scene as well as any damage done to your motorbike or the belongings of a third party. They are used as evidence when making a motorbike insurance claim.

6. Let the insurance provider know.

The following step is to notify the insurance provider as quickly as feasible about the two-wheeler mishap. If there are any injuries to third parties, let them know about them. Give them access to the accident scene pictures so they may look at them. The third-party insurance coverage will assist in handling the third-party damage management. However, you might get even more if you have a thorough plan. But regardless of the plan, you must obtain personal accident insurance because it is required by law. The personal accident plan provides coverage if the insured individual is hurt or has property damage.

You must submit several papers to file your claim. Along with the complaint form, these include a driver's licence, bike registration, current tax receipts, evidence of insurance coverage, a copy of an FIR, etc.