The #1 Thing People Get Wrong About Property Damage Consultants

Posted by Ajay Garg on December 1st, 2022

A property damage consultant, also referred to as a property damage public adjuster, has a job to assess property damage, gather evidence for your insurance claim, and help you to file your claim with the insurance company. You may, however, be reluctant to use a public adjuster because you have heard incorrect things about them. One myth is that public adjusters commit fraud to get you a higher settlement so that they can receive a higher payout. This is simply not true. 

Public Adjusters Make Sure You Are Treated Fairly 

When you work with a public adjuster, they work with you through the entire process to ensure that you receive all the money you deserve from the insurance company. Sure, you can file the claim on your own and read all the materials you can get your hands on. You can also attempt to gather your own evidence and communicate with the insurance company, but your payout will likely not be as high. Not to mention, you may end up providing a loss estimate to your insurance company that is far too low compared to your actual loss. This can put you in a precarious situation. The myth that public adjusters spend their days committing fraud to get higher settlements came about because people often receive higher payouts when working with public adjusters as opposed to going through this process alone. 

The reason public adjusters can get you more money is that they know how to fight the insurance company. Insurance companies want to get away with paying out as little as possible and will often give you the bare minimum. The bare minimum may not be enough to compensate you for your losses. Public adjusters are honorable professionals who will ensure you receive a fair payout that will allow you to fix the damages and recoup your losses. They look for hidden damages that your insurance company may overlook. 

A Public Adjuster Will Explain All the Legal Jargon 

Throughout the entire claims process, you are going to encounter a significant amount of jargon you will not understand. This can leave you feeling confused. The public adjuster will explain all the legal jargon. If there are things you do not understand, all you need to do is ask. 

The Public Adjuster Will Be Your Representative 

The public adjuster will deal with the insurance company for you. This means the adjuster will engage in negotiations and make decisions on your behalf to ensure your successful claim. 

Going through an insurance claim alone can be daunting. Insurance claims almost always occur during difficult times. Don't let the stress of dealing with the insurance company add to your woes. If you have suffered property damage in Southeast Florida and want to file an insurance claim to recuperate your losses, contact Southeast Public Adjusters. We will send a property damage public adjuster to your home to inspect the damages, and we will craft a plan to help you recover successfully.