Why You Should Consider a Business Platinum Credit Card

Posted by Nick Niesen on October 29th, 2010

A business platinum credit card is not one of the regular business credit cards with a unique feature where not only you but your business also benefits from it. Apart from offering various freebies and discounts, what makes a platinum credit card special is its low interest rates and the flexibility it offers.

Benefits & Features

A business platinum credit card allows you to vary your spending every month and gives you the flexibility of spending without present limit, which makes it easier for you to spend the amount that you need. This credit card offers you flexible payment options, with features like paying less when the rate of investment has plummeted. Moreover services of the credit card can be extended to the employees as well. The regular payment of the due amount within due date can work towards imposition of lesser interest rates by the credit card company. This in turn enhances your credit limit and a good credit history.

Platinum credit card?s strength is security provided by it to the consumer; that is you pay only for the authorized purchases. There is an option of getting a customized credit card wherein you can pick and choose the services and the adjoining offers, discounts and bonuses. You can avail benefits, such as, collision damage waiver, coverage for vehicle rentals, emergency cash disbursements and card replacements with minimal additional amount. This business credit card can be a useful way of tracking the spending habits of your employees and yourself as well. The regular credit statements help you to prioritize your expenditure and designing the budget as well.

Frequent travelers can find it beneficial in more than one way, by using credit card for purchasing the tickets; you not only avail discounts but also accumulate flying points with every flight you take. These points then can be cashed or converted into a ticket. There are business credit cards offering cash-back as well, although the terms and conditions may vary with the company and the service on offer, but the benefits are more or less the same.