Know Which College Student Credit Card Offer Is Right For You

Posted by Nick Niesen on October 29th, 2010

Believe it or not, there are a lot of college student credit card offers that are available out there. Choosing which is the college student credit card that best fits you is the part that seems a bit more complicated. Hopefully, the following college student credit card offers will help you decide.

College student credit card Citi Platinum Dividend

This particular college student credit card offer allows one to have a zero percent APR for purchases made within six months. Also allowed in this card are balance transfers as well as cash advance. Take note though that this applies only if you do not in any way default to the credit card agreement.

Also, this college student credit card allows you to earn a cash back of 2% on any purchases made at gas stations, supermarkets, convenience stores and other utilities. Meanwhile, another one percent of cash back is also earned for any purchases other than the ones indicated above.

Believe it or not, this credit card for college students is a good opportunity for you to be able to build your own history credit. Take note that there is no required annual fee. Also, a good credit standing is needed to be able to avail one.

College student offer Discover Tropical Student Beach credit card

What is the purpose of working and studying for the whole semester if you will not be able to sit back, relax and enjoy the fruits of your labor. Also, relaxing allows you to save up all your energy to work and study come school day.

Thanks to this college student credit card offer, the Discover Tropical Student credit card requires zero annual fee as well as zero percent APR on any purchases within six months. Believe it or not, there is also a zero dollar liability fraud guarantee. This college student credit card offer is also manageable online. There is also a bonus cash back of five percent to those consumer categories that are popular and those which change every year such as restaurants, gas stations, clothing stores, among others.

Also, an additional one percent cash back also applies on any purchases immediately. Again, one needs to have or establish good standing on his credit in order to apply.

College Student Universal Mastercard offer

This particular college student credit card is specifically designed for those who are enrolled at a university or college for an accredited time of four years. This college student credit card offers a zero percent on its introduction rate within six months on any purchases as well as balance transfers.

Also, you need not pay for an annual fee for this card. Believe it or not, once you apply for this college student credit card, you immediately receive free two tickets for a movie thru your first ever credit card purchase.

Every purchase entitles you to a point reward which could then be redeemed for free DVDs, CDs, tickets for movies, among others.

Balance transfers are allowed for this college student credit card. Again, one needs to have a good standing on his credit to be able to apply.

All in all, there are a lot of college student credit card offers available for your selection. The important thing is choosing the one that best fits your lifestyle, needs, preferences and budget. Make sure to know what your wants are and go from there. Always choose wisely.