The Causes to Get You Expensive Car Insurance Quote

Posted by Luis Andrianto on October 7th, 2016

Car insurance quote is the amount of money that you have to pay every month to cover your car. It is like an investment that you make for your car. So, if something bad happen to your car, at least you have something to help you getting everything back on track. Speaking about the quote, the amount of money is not practically the same for one person to another. It can be quite different. Of course, you want to have a cheap quote so that you do not have to pay too much money for the insurance. However, sometimes there are factors that makes you get expensive car insurance quote. Below are some of them.

1. Bad Driving Record

If you have bad driving record, you can really kiss the cheap insurance quote goodbye. It is impossible that an insurance company will give cheap quote to someone who has bad driving record. If your driving record is full of police tickets, incidents, and even car accident, the insurance company will consider you as a high risk customer. Thus, protecting you is not going to be cheap and they will make you pay expensive quote for that. Moral of the story? Keep your driving record clean!

2. Living in a Dangerous Neighborhood

If you are living in a dangerous neighborhood, it is hard to get a cheap quote for your insurance. The insurance company will have to cover car thief and also car repair expense if something happens with your car. A bad neighborhood is usually a kind of neighborhood where thief and burglary are pretty common. The insurance company also considers the neighborhood with frequent riot as a bad neighborhood. Living in bad neighborhood is not going to help you get your insurance quote cheap.

3. Driving a Dangerous Car

If you are owning and driving an old car with no extra safety features like airbag and not even seatbelts, it is impossible to get your car a cheap quote. That is why you need to make sure that your car is safe and all the safety features in the car are working properly. If you do not want to have expensive insurance quote, just make sure that you do not ignore the condition of your own car. The more expensive the car insurance quote that you have to pay, the more money that you have to spend every month.