When Should You Contact an Oregon Credit Union?

Posted by Linda Share on November 25th, 2016

The truth is that there are all sorts of situations where you could use the help of an Oregon credit union, especially if you have already tried going to all available Portland banks and have not found a solution to your financial issues. Most individuals believe that banks will always offer them the best possible option when it comes to getting a loan for whatever purpose. But, they seem to forget the fact that these financial institutions are designed to focus on profits rather than customer needs.

If you think about it, this does not sound hard to believe at all, mostly because you have surely dealt with all sorts of troubles that Portland banks caused. For instance, if you depend on a particular sum of money that you usually need to use to pay your monthly expenses, you might have noticed that your bank account gets slimmer each time you check it. That is because of the fact that there are all sorts of fees that you need to pay and that the bank does not tell you about.

Even when you apply for a loan, the bank consultant does not offer you all the information you need regarding fees that you will probably need to pay for years in a row. Everything is written in the contract, but you usually don’t have time to read it because the bank consultant creates an urgent situation where you need to sign everything right then and there. Well, this will certainly not happen if you forget about Portland banks and look for a reliable Oregon credit union.

The moment you become a member, you are going to be treated like an equal and even better. The credit union consultant will meet with you whenever you need to and will listen to your needs, take a look at your credit score and tell you which of the available loan options is the right one for you. Even if your credit score is not as great as banks need it to be, you can still opt for the help of a proper Oregon credit union that will always have an available solution for its members.

You should contact the credit union when you are turned down by the bank and you have financial struggles. You should also opt for the help of the right consultant when you want to benefit from a better level of service, lower interest rates for loans and higher interest rates for savings accounts. As a credit union member, you are not just a means to getting profits, but a valuable individual that will benefit from a fantastic level of support at all times.

Do you feel ready to apply for a mortgage loan, but do not really know whether to trust banks in Portland Oregon or a credit union? Well, you will be able to see the difference between Portland banks and another type of financial institutions by visiting our website. Rely on our consultants to help you make the right choice for your future!