Have You Got The Cheapest Uk Mortgage Protection Insurance Available?Posted by Nick Niesen on October 29th, 2010 If you are thinking of taking out a UK mortgage protection insurance policy alongside your mortgage then do remember that you don?t have to buy it when you take out your mortgage. If you want the cheapest UK mortgage protection insurance then it is imperative that you shop around and buy it independently. More often than not, taking it out alongside your mortgage means that you will be paying far more for the cover than you need to be. A specialist in UK mortgage protection insurance knows their product and so can ensure that you don?t get mis-sold your policy by providing cover that is suitable for your particular needs. Recently it has come to light that some policyholders have been mis-sold their policy, many having policies that they have no hope of claiming on. UK Mortgage protection insurance is taken by those who have a mortgage and want to make sure their monthly repayments for the mortgage are safeguarded should the worst come to the worst and they become unable to work due to illness, accident or redundancy. The majority of UK mortgage protection insurance policies will pay out for up to 12-24 months and provide you with a predetermined income every month to ensure that at the very least you can pay your mortgage. With the amount of repossessions on the increase, UK mortgage payment protection insurance should be something you do consider as it can mean the difference between you keeping the roof over your head or becoming just another statistic. So before committing yourself to a policy ask yourself if you have got the cheapest UK mortgage protection insurance available? Like it? Share it!More by this author |