Key Insurance Services You Can Avail from an Independent Agency

Posted by jordaninsurance on December 26th, 2020

As we live amidst uncertainties of modern life, having insurance can be a smart decision to protect your future from unforeseen risks. However, it can be tricky buying an insurance plan that ensures optimum coverage and affordable premiums. It is not surprising to feel baffled understanding the industry jargon or the terms and conditions of the insurance policy. A better way is to consult an independent insurance agency who can help make an informed decision.

Who is an Independent Insurance Agent?

An independent agency is one that represents a number of insurance carriers, selling a broad spectrum of insurance products that meet the unique needs of the clients. They will compare insurance plans, coverages and pricing from different insurance companies and recommend the most suitable one.

An independent insurance agent does not carry only one provider but multiple insurance carriers. Therefore, they are able to offer better options and competitive price quotes. At the same time, they have excellent knowledge of the insurance industry, provide tailored solutions, and can help you save more money.

Independent Insurance Agency: Services

An independent agency offers a full suite of insurance products and services that include the following:

• Health Insurance: With an experienced health insurance agent Charlotte, NC, you can avail of comprehensive health coverage that includes hospitalization, medical, and surgery expenses; vision and dental coverage; doctor visits, prescription drugs, and diagnosis; and disability coverage.

• Accident Insurance: Personal accident insurance helps compensate for your financial damages in the event of physical injury, disability, or death caused due to an accident. An independent agency can help you compare a number of accident insurance plans and choose one with maximum coverage and affordable premiums.

• Auto Insurance: If you want to buy auto insurance, an independent agent can provide expert advice and help you choose the best plan that fits your requirements. Typically, they sell different types of auto insurance products like collision and non-collision insurance, medical insurance, and liability insurance.

• Life Insurance: An independent insurance agent will assist you to compare life insurance products from multiple carriers and choose the right one that can supplement your financial requirements after death or retirement.

• Homeowners Insurance: Through an independent agency, you can compare different homeowners insurance plans and enjoy big savings. Homeowners insurance may cover your dwelling, personal belongings, liabilities, and other structures.

• Medicare Health Plans: For complete peace of mind in old age, consult your health insurance agent Charlotte, NC to learn more about the Medical health plans you are eligible for.

In addition to the above insurance products and services, they also provide business & commercial insurance, dental & vision insurance, motorcycle insurance, renters insurance critical illness insurance, retirement planning, and alternative healthcare. So, you can avail a broad range of insurance services within one roof with an independent insurance agent.