Posted by yahoo finance on January 5th, 2021
Yahoo! Finance is a media property that is part of Yahoo!'s network. It provides financial news, data and commentary including stock quotes, press releases, financial reports, and original content. It also offers some online tools for personal finance management. In addition to posting partner content from a wide range of other web sites, it posts original stories by its team of staff journalists.
Yahoo, in the midst of an effort to build out its editorial offerings under its relatively new chief executive, Marissa Mayer, has made a series of prominent hires in recent years. While the company still attracts a large audience for its websites, its advertising revenue has faced stiff headwinds.
Finance is a broad term that describes activities associated with banking, leverage or debt, credit, capital markets, money, and investments. Basically, finance represents money management and the process of acquiring needed funds. Finance also encompasses the oversight, creation, and study of money, banking, credit, investments, assets, and liabilities that make up financial systems.
Financial planning involves analyzing the current financial position of individuals to formulate strategies for future needs within financial constraints. Personal finance is specific to every individual's situation and activity; therefore, financial strategies depend largely on the person's earnings, living requirements, goals, and desires.
Individuals must save for retirement, for example, which requires saving or investing enough money during their working lives to fund their long-term plans. This type of financial management decision falls under personal finance.
Personal finance includes the purchasing of financial products such as credit cards, insurance, mortgages, and various types of investments. Banking is also considered a component of personal finance since individuals use checking and savings accounts, and online or mobile payment services such as PayPal and Venmo.
Corporate finance refers to the financial activities related to running a corporation, usually with a division or department set up to oversee those financial activities.
One example of corporate finance: A large company may have to decide whether to raise additional funds through a bond issue or stock offering. Investment banks may advise the firm on such considerations and help them market the securities.
Startups may receive capital from angel investors or venture capitalists in exchange for a percentage of ownership. If a company thrives and decides to go public, it will issue shares on a stock exchange through an initial public offering (IPO) to raise cash.
In other cases, a company might be trying to budget its capital and decide which projects to finance and which to put on hold in order to grow the company. All of these types of decisions fall under corporate finance.
Financial services are the processes by which consumers and businesses acquire financial goods. One straightforward example is the financial service offered by a payment system provider when it accepts and transfers funds between payers and recipients. This includes accounts settled via checks, credit and debit cards, or electronic funds transfer.
The financial services sector is one of the most important segments of the economy. It drives a nation's economy, providing the free flow of capital and liquidity in the marketplace. It is made up of a variety of financial firms, including banks, investment houses, finance companies, insurance companies, lenders, accounting services, and real estate brokers.
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Joined: January 5th, 2021
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