Services offered by credit unions like the Atlanta credit union

Posted by RaynaJess on September 23rd, 2014

As people are becoming conscious of their financial prowess and the right to have access to different kinds of financial services for securing a safer position, the role of financial institutions are increasingly becoming that of a facilitator, with role to make the job easier for the customer. For instance a credit union like an Atlanta credit union which is a member owned financial institution with a not-for-profit tag offers a range of services to its members in terms of both personal and business financing options and getting the right rates for loans and mortgages. A credit union situated in Arizona will be in a position to arrange for Phoenix Arizona mortgage at an affordable rate.

A credit union is not a new concept at all. It has been around for a long time now, enough to know the different causes of concern for the American citizen and ways to get out of financial woes. Let’s take a look at the different kinds of services you can expect from a credit union.

Personal savings and checking

Depending on the purpose and aim of your savings, an Atlanta credit union helps you in starting your savings under different heads. You can even give a unique name to each account to ensure future references to the savings. A unique feature of a credit union is that they help make kids and young children aware of their finances and the various money market instruments with the help of which they can attain financial independence. So, there are educational programs and a way to start savings account in the money market. Various investment and insurance services are also provided such as auto, homeowner’s and life insurance along with accidental death and disbursement by the Atlanta credit union to its members.

Loans and related services

Get access to different kinds of loans and related services such as auto loans, home loans, personal loans, student or education loans, and assistance in securing credit cards, managing payments and debt cancellation. A credit union can also help you in getting Phoenix Arizona mortgage at a competitive rate.

Business services

Different kinds of business loans, checking and savings, payroll and ACH services as well as merchant card services are offered to the members of Atlanta credit union and any other credit union located in any part of the country.

Account accessibility

The credit union doesn’t only make money available to you when you need it, but it also makes it easily accessible, no matter where you are. In this regard, the services that are offered include online, central phone and mobile accessibilities, access to ATM, wires transfers and direct deposits as well as shared branching for better flexibility. So, if you decided on taking a Phoenix Arizona mortgage you can keep a check on the mortgage rates real time, in your phone or laptop.

Considering the scope of credit unions like Atlanta credit union, it may have become clear to you now that becoming a member of this union is a far better option than just walking into a bank and expecting them to improve your finances. You can apply and get a Phoenix Arizona mortgage if you need money immediately. This and many more advantages speak volumes about how a credit union can help you in shaping a financially secure future.

Atlanta Credit Union and other credit unions across American states are playing an important role in improving the finances for its members such as dealing with Phoenix Arizona Mortgage rates and getting easy loan on the mortgage.