Car Insurance Quotes - Moving Out of State? Don't Forget to Change Car Insurance Rates!Posted by Elgaard Mayer on February 25th, 2021 Is it possible for me to get affordable car insurance moving out of state? Cheap car insurance is out there, just do your research and get the right policy for you (some folks have actually searched for car insurance moving out of state and ENDPARAM Cheap car insurance is out there, just do your homework (some folks have actually searched for cheap car insurance moving out of state on the internet). If you get into an accident in a no fault state, then you could be sued for any losses if you are at fault. So, being prepared is important. In some states it is required to have car insurance, but there are also no-fault states. Here is another scenario that may be helpful. You want to purchase car insurance in New York City but you are relocating to a different state. Perhaps your new home has a higher deductible than your existing home. Or maybe you were one of those "spill" drivers who drove into a lot of trouble and got in accidents so often you were given a ticket or two every month. No matter the reason for changing addresses, it is possible that when you move to a new state your no fault policy expires. At this point in time, what would happen if you cancel your car insurance in New York and move to another state? If you were not insured in New York when you left, your car insurance company probably sent a letter to your house describing what they expected to pay for liability and no-fault coverage in your new home. This means you would have to buy no fault coverage from another company. There is usually a limit on how much additional coverage you will want, depending on whether or not you have another vehicle or assets in New York. In any case, you would be responsible for finding a new company who will cover you in your new location. If you were to move without insurance and cancel in your new state, you could face stiff penalties. Cancellation of your car insurance will result in a lapse of thirty days to a ninety day period in most states. If you are in a no fault state at this point, then the lapse will be treated as a misdemeanor and you could be hit with a suspended license and fines. For these reasons, it may be in your best interest to move before you cancel your car insurance policy in New York. You could even consider canceling it while you are in the process of moving to another state. Once you move to another state and want to cancel, it will be much easier to do so. Otherwise, you might end up having to take out a temporary policy in your new state as well. When you use a car insurance quote comparison website, you can change car insurance rates quickly from one state to another state. New laws make it easier than ever to compare rates. By simply filling out a short online form, you can see what other drivers in your home state are paying and how much you could save by switching carriers. It doesn't matter if you need to go to another state for a few months or a year. If you currently only have car insurance in one state, it is easy to forget about insuring your car when you leave. However, it is very important to protect yourself when you do not have coverage in your home state. Otherwise, you could find yourself without protection when you need it the most.Like it? Share it! |