HOW TO BUILD A HOUSE?

Posted by mubashar on February 26th, 2021

Guide construction offers you to detail all the key moments in the construction of your house. Our complete guide explains the steps to follow as well as tips for completing your project.

Define the project and the budget

Define your borrowing capacity

The first step in building your home is determining your borrowing capacity. Evaluate precisely the maximum amount you can borrow based on your household income and your contribution if you have one and your expenses.

The borrowing capacity is calculated according to multiple criteria: the debt capacity, the amount of your contribution, the amount of the desired monthly payments, the type of loan, the duration of the loan, and the borrower's age. To quickly and easily determine your borrowing capacity, we provide you with a dedicated calculator.

By calculating your borrowing capacity, you will be able to consider a project that more precisely suits your budget.

Imagine the construction project

Now you can sketch out the plans for your home, imagine how many rooms and bedrooms you want, their rough layout, and the house's overall style. If you wish, an architect or a decorator can make their contribution to this step.

Also, determine if you want a single-story or a two-story house. Maybe you also want to add a garage or a cellar?

Find your land

This step is crucial because the search for land will allow you to determine where you are likely to build your house. The first criterion for choosing land is often its price. The latter can vary from single to double between two municipalities separated by a few kilometers.

It's also up to you to decide whether you want to live in a subdivision or on a more isolated site. In addition to the workplace's journey to be taken into account, it is worth checking that services such as shops, schools or means of transport are nearby. A nearby station or school that is permanently established may prove useful.

A serviced land will only require financing of the connections at the edge of the plot. If you choose a diffuse land, all the connection work will be your responsibility.

If the land is sloping, this will involve earthwork costs for your construction. But some may find charm in reliefs instead of favoring flat land, which is certainly easier to build.

Design your house plans

At this stage, you are ready to draw your house's plan according to your desires and needs. Choose the number of rooms, whether there will be floors and the general style of the house.

Please note, depending on the town where you want to build, certain construction constraints may apply. It is important to determine the PLU (local town planning plan) in force in the municipality concerned. This to verify the conformity of your project with the imposed constraints.

The builder you have chosen will then present you with the 3D plans of your house to project yourself with more realism in your future home. Union complex provides luxury apartments in Lahore.

Submit the building permit

The building permit request is to be sent to the town hall of the town where the construction will be located. This request is made up of various documents, including construction plans. The response from the town hall may take around two months. The delay may be longer if construction is planned in a particular sector (areas of historic monuments, parks, and nature reserves in particular). Do not forget to attach to your building permit application the mandatory certificate on thermal regulations RT 2012.

If the building permit is issued, it will be valid for three years. Two requests for an extension of 1 year can be made to have even more time.

Sanitation

This part of the structural work consists of allowing wastewater evacuation (from the toilets, the kitchen, or the bathroom). This water can be treated by the community via the sewers or individually through a septic tank.

The base

The base represents the part between the foundations and the ground floor of a house. There are different types:

Full earth: this is the most economical solution; here, the house floor rests directly on the foundations.

Basement: the cost is higher but allows you to benefit from a larger living area.

Crawl space: it leaves a space between the foundations and the ground and protects buildings very well from moisture infiltration.

Floor

This is the floor of the dwelling. It will support loads of each floor of the construction. There are two kinds:

The low floor, built on the foundations of the house.

Intermediate floors that are supported by a structure supported by a poured concrete slab or joist system.

The construction of the walls

The elevation of the walls allows the house to take shape. The location is reserved for the various openings (doors and windows) as the construction progresses. The walls can be built from different materials: stone, brick, cinder block, or even wood according to your preferences.

The second work

Equipment

The electrician and the plumber intervene to set up the various equipment essential for your water and electricity installation's proper functioning.

The installation of the various ventilation systems makes it possible to always maintain healthy air in the house and reduce humidity in the house.

Insulation

The thermal and sound insulation will allow you to live in peace in your home.

The choice of the type of insulation will also impact your expenses related to your home's temperature. The better a house is insulated, the lower the cost of heating or cooling. And you will thus be able to benefit from a regulated temperature throughout the year.

Partitioning and coatings

The interior partitioning of your house will allow the construction of the different rooms. It and will ideally be done with materials adapted to the uses of the parts concerned. For example, the material of the bathroom partitions should be water-resistant.

Interior joinery is made up of doors, but also plinths are installed.

The installation of different coverings on the floor and the interior walls signals the finishing work's near end.

Recommendations

Get a good mortgage

Start by looking at the borrowing rate and the duration of your credit. Try to compare the different types of loans that you can qualify for. Test the waters to try to lower or waive application fees.

Be well assured

With insurance companies, the dilemma is to obtain the lowest rate while keeping the maximum guarantees. It's up to you to determine where to place the cursor without cutting too much on your guarantees. Moreover, be sure to carefully define the end date of the guarantees.

Play the competition

Making competition between manufacturers or prime contractors makes it easier to obtain discounts or rebates. These professionals certainly want the construction project to pay them back, but they can also be ready to match their colleagues' prices or even stand out from them.

Avoid building without a plan

The plan of a house cannot be improvised if we want to avoid future hassles. Better to entrust this to a professional. Thus, you will surely avoid calculation errors, bad forecasts of materials and materials, possible fines, and ultimately an exploding budget.

Precautions on show houses

Beware of some showhouses because you sometimes have to pay more to have certain materials or equipment seen during the visits. Better to carefully consult the document which lists the materials of the model of the house in question. If elements differ from the show house, raise them to obtain possible concessions on prices or products or even replace the builder's elements in question. It must be noted that the show houses very often remain very competitive offers in terms of quality-price ratio.

Protect yourself from theft

Some thieves covet the equipment and materials used for the work. We recommend that you if you have the means, put your site under surveillance. Keep what you can in an ideally locked place, or at least out of sight. Even if you have insurance, these kinds of mishaps can still cost you.