Personal Loan for Amazon India Employees

Posted by Amir Azam on May 19th, 2021

Amazon offers the best personal loan for their employees. As we know that Amazon is one of the world's leading e-commerce companies and even retailers. Amazon India has distribution centers throughout the country, allowing it to ship inventory to even the most remote locations where there is a demand. Employees work on tech growth, engineering, and support services in the company's India-based centers. Thus, here are some banks that offer Personal Loans for Amazon India Employees.

Employees of Amazon India may take out a personal loan from HDFC Bank

One of the banks that has created a special personal loan program for Amazon India employees is HDFC. The bank has established a personal loan program for Amazon India workers with a reduced interest rate and other benefits. The loan has a low-interest rate and a long repayment period. Let's take a look at some of the other features and benefits that HDFC provides to Amazon India employees:

  • Processing of loans via the internet.
  • Processing fees are low.
  • The process of documentation is simple.
  • Personal Accident Death Coverage of Rs. 20 lakhs* and Air Accident Death Coverage of Rs. 1.25 crore are included in the package.
  • The loan sum is disbursed quickly.
  • Exciting deals on flights and hotels, electronic devices, and shopping, among other things.
  • Interest rates begin at 11.25%.
  • NetBanking allows for free online fund transfers through NEFT/RTGS.

Employees of Amazon India may take out a personal loan from HSBC Bank

Employees of Amazon India may apply for personal loans through HSBC's Corporate Employee Program. Amazon India workers can take advantage of low-interest personal loans and other benefits through this scheme. The loan may be used to fund personal expenses such as weddings, holidays, and other events. The following are the terms and conditions of an HSBC personal loan for Amazon India employees:

  • Personal loans for up to a 5-year repayment period.
  • Simple monthly repayment options include Equated Monthly Instalments (EMI), Electronic Clearing System (ECS), or setting up a Standing Instruction (SI) on your HSBC bank account.
  • An existing personal loan from another Indian bank is being transferred.
  • There is no need for a safe deposit or a guarantee.
  • Documentation is easy, the processing is fast, and the loan is disbursed quickly.

Employees of Amazon India may take out a personal loan from Axis Bank

Amazon India employees can get personal loans from Axis Bank at a low-interest rate. Axis Bank loan can be used to cover any personal expenses, such as a large wedding, exotic holiday, overseas research, or medical emergency. The following are some key information about the Axis Bank bid to Amazon India employees:

  • Processing of loan applications via the internet.
  • Online NEFT transactions are free.
  • Personal loans have interest rates ranging from 12 percent to 24 percent.
  • Every month DDs and POs are available with the corporate salary account.
  • The process of documentation is simple.
  • Withdrawals are free from every bank ATM in the world.
  • Flexible loan repayment terms of 12 to 60 months are available.
  • The loan sum is disbursed quickly.

Personal Loan Interest Rate for Amazon India

Name of the Bank

Interest Rate

Kotak Bank

Starts at 10.99%


11.25% to 22.00% 


Starts at 12.50%

State Bank of India

Starts at 12.50% 

IndusInd Bank

10.50% to 23.00% p.a.


Starts at 12.95% 

Bajaj Finserv  

12.99% onwards

Axis Bank

12% to 24%

Documents required for a personal loan for Amazon India

The following are the basic documents that must be submitted in order to be considered for a personal loan. The list of necessary documents will vary depending on a number of factors, such as the type of loan a borrower is looking for:

  • Submit passport-sized photographs
  • PAN Card
  • A copy of any of the documents as ID:
  • Aadhaar Card
  • Passport
  • Voter’s ID
  • PAN Card
  • Driving License
  • Previous 6 month’s Bank Statement  
  • Last 2 years ITR
  • Audit report

How to apply for a personal loan for Amazon India Employees?

Afinoz makes it easy to apply for a personal loan. It is a financial website that has partnered with a number of lenders to provide personal loans focused solely on the customer's profile and KYC documents. So, if you're having trouble getting personal loans because you're on a cash salary, try the Afinoz App. Here are a few easy steps to getting a fast loan:

  • Step 1: Go to the Google Play Store and download the Afinoz app.
  • Step 2: Create a user account.
  • Step 3: Choose "Apply for a Personal Loan" from the drop-down menu.
  • Step 4: Decide on the type of job you want.
  • Step 5: Type in the name of the organization for which you work.
  • Step 6: Enter information such as your job title, income, current monthly payments (if any), the loan amount, and your email address.

After you've entered all of these data, a message about your eligibility will appear on the computer. The Afinoz team will contact you if you are eligible for the loan.


There are many banks and NBFCs offer personal loan. The personal loans are unsecured loans and collateral-free and offered to individuals who meet the eligibility criteria without failure. Borrowers have choice to get an unsecured personal loan by eligibility check, essential documents, etc. In the above article, personal loan at lowest interest rate offered to the Amazon India Employees thus, check out the list of the banks offers relatively low interest rate. 

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Amir Azam

About the Author

Amir Azam
Joined: December 28th, 2020
Articles Posted: 6

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