Why Gold Prices Are So Stable

Posted by Bev on June 9th, 2021

The best mutual funds have been good investments investment opportunites since the 1970s and many will remain so beyond the year 2011. The secret to finding the best funds is to get a handle on the best fund companies: ones that offer good investments from the INVESTOR'S point of view.

I know this goes against conventional wisdom to make that statement. After all we have been told by experts that the market returns about 10% on average for about the last 80 years. What they do not mention is that the market does not go straight up. They also fail to mention that the average investor has only averaged about 4% over the last 10 years. They also forget to tell you that we have had large numbers of years where the market has had flat returns. The 1970's is a great example of this, from 1970 to 1980 the market started and finished at almost exactly the same value.

Another thing to consider is the length of a drawdown from peak to valley. If you jumped in at a particularly low period for the investment, how long would it take for you to reach a new high in equity?

First, we're looking for funds with NO upfront sales charges or loads. You can find them by searching the internet for "no-load funds". Second, we want a low expense ratio... the lower the better. Data for every fund shows sales charges and expenses, this info is not a secret; it is just overlooked by the average investor. Third, to qualify as good investments, stock and bond funds need to perform in line with their benchmark. If you can find fund companies that have funds that meet all three of our criteria, you've found some good investment options for 2011 and the future.

A second area to look at is fees. Make sure when you are reviewing yields that you look at fees and how they may impact returns. Fees can quickly add up and they can serious reduce your returns. And remember it's you taking the risk.

Your financial goals will also play a role in the investment of your money in the stock market. Are you looking to make money in the long run or rather quickly? What is your risk level? Are you willing to gamble or do you like to play it safe?

Historically, gold has been used by men for accessories and trades. Today, however, it is used as an asset that can be invested in retirement plans like IRA and 401K. Due to the fact that it has a higher value than money, it only makes sense that investing in it is a wise idea. The value of gold appreciates over time unlike other assets which tend to depreciate when the economy goes down. So what are the reasons why you should have gold investments in your IRA?

You need to know what you are doing, but there are reliable, experienced, investment companies out there who can partner with you in a turn-key real estate project. Look for them. If it would help you get started, look on my web site for some suggestions.