Online Credit Card Application: Are They Good Or BadPosted by Nick Niesen on October 29th, 2010 Many credit cards are offered in the market today thus, making companies more aggressive in advertising and marketing their card services. These companies (e.g. banks, department stores, specialty stores, airlines, hotels, etc.) have found a powerful tool in catching the attention of prospective card holders: online credit card application. You see them everywhere. What advantage/s does online credit card application offer? And are they safe from Identity theft? What is/are the drawback/s of online credit card application? The major drawback in applying for a credit card online is internet security: computer hacking makes identity theft possible. Make sure that online application is done through a trusted and secure computer. You can tell its a secured site by 1) if it is an https address 2) check for the lock symbol in the lower right had corner of your browser. Do credit cards applied for online offer additional benefits? No, basically all the services and benefits are the same. Here are some of the benefits given to card holders and future members: 1.airline miles How does one apply for a credit card online? Online credit card application is very straightforward. Just follow the directions as prompted. Credit card companies have their respective web sites which are easy to search in the web. Just type the name of the bank, department store/specialty shop, or airlines and add the key words ?online credit card application?, and the computer screen will display the search results as well as the URL. Here are some other reminders when applying for a credit card online: 1. Determine your need for a credit card: travel, grocery, business. 10. Apply for a credit card online through a secure, trusted, and private computer, never in a public computer. 11. Check late fess and other hidden charges. And make sure your computer is protected from Spyware and Viruses and don't fill out applications on public computers or in a public place over a wireless network. Like it? Share it!More by this author |