What Does Medicare Advantage in Morganton, Fletcher, And Hickory, NC Cover

Posted by directmarketingnc on August 29th, 2021

It is customary for older adults to enroll for Medicare once they reach the age of 65. Sadly, the original Plan is not the best solution for health care needs. True, one can always opt to buy an additional plan in the form of a Medicare supplement plan or Medigap. Several senior citizens find it more effective to choose Medicare advantage in Morganton, Fletcher, and Hickory, NC.

This is definite to make one think about the underlying reason for opting for a different plan instead of remaining content with the Medicare Plan used traditionally. It helps to remain aware of the facts before deciding to enroll, though. The Medical advantage (MA) is also available to senior citizens who have reached 65. Frequently known as Medicare Part C, this plan is provided by private insurance carriers and the Federal Government.

It is heartening to learn that this plan also includes coverage for a hospital stay and reimburses the medical expenses. Hospice care is not included, however. This is in sharp contrast to the Original Medicare Plan. A majority of MA Plans also extend to cover prescription drugs. Most individuals who opt for MA instead of the conventional Medicare do not have to worry about getting a raw deal. It helps them know that the Medicare coverage remains intact apart from hospice care when an older adult chooses MA instead of the original Medicare. However, one cannot buy Medigap in addition to MA at present.

There are benefits galore for a person who opted for MA, however. Some of the things that an individual gain by choosing MA over the standard Medicare Plan includes:-

· Dental Care- The original Medicare does not offer dental care. MA will cover tooth extractions, regular dental checkups and cost of dentures, and specialized devices to ensure dental/oral health. The private companies offer multiple plans, with the insured individual being welcome to select the right one.

· Vision- Sure, Medicare covers costs for glaucoma treatment and diabetic eye care. Still, an MA will reimburse the cost for eye examination and corrective lenses along with the cost of the frame. A contact lens can be obtained with the aid of MA too.

· Hearing Issues- An annual checkup for hearing is covered by MA Plans. It helps to switch to a private company that offers hearing coverage if the original Plan does not include it. The cost of hearing aids is also covered, making this plan truly beneficial for elderly citizens.

· Fitness- Several companies cover the expense of fitness programs, including gym memberships. Apart from fitness training, multiple insurance companies also help the seniors to remain healthy by joining yoga classes. The cost of fitness equipment may also be covered, along with special workouts in the water.  

 It is advisable to check the available MA plans and the options provided by Blue Cross Blue Shield of North Carolina in Morganton, Fletcher, and Hickory, NC, to obtain the best health care coverage at an advanced age.