Personal Loan for Collabera Employees: Important Things to Know

Posted by Apoorv Chaudhary on October 8th, 2021

Do you work with one of the leading companies of the world viz? Collabera and seeking the best deal on a personal loan? Then here we have come up with all your solutions related to Personal Loan for Collabera Employees.  

Collabera stands out to be one of the leading companies across the globeThe company is headquartered in New Jersey, United States, with its overseas operations in many countries including India.  

If you’re an employee with Collabera, you can get appealing deals on personal loans as the moneylenders consider the employees of Collabera Company as more stable as well as their salary, which shows them the low risk of default on a personal loan.  

Personal Loan for Collabera Employees - Features and Benefits  

Moneylenders in India usually have special personal loan offers for employees of CollaberaAs Collabera employees possess constant employment and income, they can enjoy the following advantages by getting a personal loan:  

  • Pre-approval offers 

  • Being a Collabera employee, if you have your salary account in a bank, that particular bank can offer you a pre-approved personal loan.  

For instance,?ICICI Bank personal loan?can be availed by pre-approved employees whose salary account is sustained by ICICI Bank.  

  • Easy documentation process  

  • You will not be required to visit a bank to apply for a personal loan.  

  • You can apply for the loan online with nominal documentation.  

  • Competitive rate of interest  

  • Almost every financial institution presents a personal loan at competitive rates of interest to Collabera employees.  

  • Therefore, the applicants can contrast interest rates offered by multiple moneylenders to find the lowest possible rates.?  

  • Higher loan quantum  

  • As these employees earn a higher and constant income, they will be able to pay back a higher EMI easily.  

  • Therebylending institutions offer them a higher loan amount as contrasted with other applicants with a lower income.  

  • Instant approval  

  • Collabera employees usually have established personal and financial records.  

  • Therefore, eligible borrowers can attain instant approval on a personal loan with nominal documentation.  

Personal Loan for Collabera Employees - Eligibility Requirements  

While each moneylender holds different?eligibility criteria for a personal loan, here are some of the usual requirements that you will have to fulfill so as to get a personal loan:  

  • You must be an Indian citizen. 

  • Being a salaried individual, you should be aged between 21 years to 60 years to apply for the loan.? 

  • Usually, you are required to have at least 2 years of total work experience and you should be employed with the current organization for at least 1 year. 

  • Typically, moneylenders ask you to have minimum income of Rs. 25,000 per month. 

  • You must hold a minimum credit score of 750. ? 

Personal Loan for Collabera Employees – Documents Needed  

Collabera employees can apply for a personal loan online with nominal documentation. While the documentation may slightly differ from bank to bank, here is the list of fundamental documents that being a Collabera employee, you will need to give:  

  • PAN Card - PAN Card for credit report 

  • Proof of Identity?A copy of Passport/ Voter’s ID Card/ Driving License/ Aadhaar 

  • Proof of Income - Last 3 month’s salary slips/ current dated salary certificate with latest Form 16 

  • Proof of Address?A copy of Passport/ Voter’s ID Card/ Driving License/ Aadhaar 

  • Bank statement - Bank statement of the recent 3 months  

Lenders often come up with appealing personal loan offers for individuals working with leading entitieslike lower interest rates, discounted fees, easy EMI, higher loan amount, and many more.  

You must not forget to compare personal loans offered by multiple lenders to secure the best deal.?Use a personal loan EMI calculator?to arrive at the right monthly installment that suits your budget.  

Personal Loan Interest Rates for Collabera Employees  

Interest rates differ from lender to lender. To illustrate,?ICICI Bank Personal Loan Interest Rates?start from 10.50% p.a.,?IDFC Bank personal loan?ranges from 10.75% to 28% p.a.  

The eventual interest rates will be decided at the time of loan application, based on elements such as loan amount, credit score, monthly income, work experience, etc.  

Get the Best Personal Loan Deal from Afinoz!  

  • Afinoz has got your back from almost all the elements since it holds relation with over 33 leading banks in India.  

  • In order to apply for the best personal loan with the best Personal Loan Interest Rate, all you need is to download the Afinoz instant loan app from the Play Store and apply accordingly within a few taps.  


To sum uplending institutions in India offer attractive deals to individuals who work for Collaberai.e., low-interest ratelow fees, low easy monthly installmentsbig loan amounts, etc.  

To attain the best personal loan offer, you can compare personal loans from different moneylenders. To grab the best monthly installment that suits your schedule, you can also use a personal loan EMI calculator. 

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Apoorv Chaudhary

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Apoorv Chaudhary
Joined: December 1st, 2020
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