American Express Credit Card: A Different Kind Of Credit Card
Posted by Nick Niesen on October 29th, 2010
In the financial world, American Express or AMEX is one of the most widely renowned names. If you have a credit card in your wallet, chances are you own a credit card that has a VISA or MasterCard seal in it.
MasterCard and VISA rely on partnerships from different banks in the world and do not issue a credit card of their own. What these companies do is they are simply selling their payment methods.
MasterCard and VISA charge their partners a fee for using the payment systems in order to make money. Both these companies do not issue credit cards. It is important to remember that VISA and MasterCard are only payment systems used by thousands of banks worldwide.
In American Express, they have both the payment methods and issue their own credit cards.
This means American Express runs everything and is independent from credit card companies like VISA and MasterCard. They don't need to rely on the payment systems of VISA and MasterCard because they already have their own payment systems for their credit cards.
VISA and MasterCard is by far, a more accepted payment method for a lot of people. This is because these two companies operate in around 20 million locations worldwide. However, American Express is more difficult to use because they still don't have the payment systems that these other two companies have.
But, American Express is now upgrading their payment systems and considering opening up payment methods in other countries.
However, American Express has its advantages. American Express is widely popular in North America and Europe where this credit card can offer great credit card deals. Then can offer very attractive rates, great rewards, and also great customer service.
American Express is unique in its own way. Because of the great offers and great rates, American Express credit cards are well on its way to become one of the most popular credit cards used by people. American Express offers the "blue" card where it is gaining popularity for a lot of consumers in North American and in Europe.
They offer four different blue cards where it is different from each other. Here are the different blue cards that American Express offers their clients:
-American Express Sky Blue
The Sky Blue card that American Express offer is one of the best travel rewards card you can ever have. They offer great traveling benefits to their clients. It offers no black out dates and also no travel restrictions unlike other travel cards you would find in the market. This will mean that a Sky Blue card holder will be allowed to travel wherever they want and whenever they want. Not only that, the Sky Blue card offers 0% introductory APR and no annual fee.
Additional benefits of the Sky Blue card include airline tickets discounts, car rentals, hotel stays, and you can even have an insurance coverage for the rental card and travel accident.
-American Express Blue Cash
Blue Cash is also one of the best credit cards that American Express offers. The benefits get as much as 5% cash back from anything they purchase with a Blue Cash card unlike the 1% or 2% cash back cards from other credit card companies.
-American Express Blue Card
The Blue Card is the original card offered by American Express. Although it doesn't have much of the features that the Blue Cash and Sky Blue cards offer, the original Blue Card is still a great choice. The Blue Card offers 0% APR up to 15 months. Other benefits are 4.99% APR on balance transfers and it also has great rewards program that can match other rewards program offered by other credit cards. Also, there is no annual fee with the Blue Card.
-American Express Jet Blue
The Jet Blue Card American Express offer gives you points whenever you use it to fly on Jet Blue Airways. For the first time users of Jet Blue, they will instantly get 5,000 points.
American Express truly gives what you want in a credit card. So, if you want a credit card with great benefits, great rates and great customer service, try getting an American Express credit card.
About the AuthorNick Niesen
Joined: April 29th, 2015
Articles Posted: 33,848
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