Access the Internet To Buy ULIP Online And Secure Your Life, Here Are The Best O

Posted by amrina alshaikh on December 29th, 2021

The ULIP investment plan is the best way to secure your family’s future and have a good return on your investment at the same time. A good ULIP plan can help you to reap the benefits of the volatile share market and also give you the peace of mind of your family’s wellbeing in case of your untimely demise.

There can be two ways to buy a Unit linked insurance plan (ULIP) investment scheme- first way is to contact a policy agent who will then set a meeting and will explain the plan details and then you can place your order with them but this process might be time consuming and you can never rely on the information given by just one person. Second and the easiest way is to buy ULIP online via a trusted website where you can simply compare all the plans of different companies and also get a detailed review about all the plans in just few minutes

Here are some of the best options to consider to buy ULIP online-:

1. HDFC Life Pro-Growth Plus Plan-:

• You can buy ULIP onlinefor this fund easily and it gives the policy holder the benefit of investing through regular premiums like Mutual funds and it as a term insurance scheme at the same time.
• This is one of those plans which do not make a person choose between a term insurance and an accidental insurance as this plan provides the facility of adding accidental cover as well with some additional charges.
• It is an easy to buy ULIP online plan that gives a lot of ways to pay premiums easily every month through debit/credit cards, net banking or bank transfers.
• The plan benefits are given at the time of policy maturity and the amount of money that the mutual fund has gained during the course of plan is given to the policy holder.
• The minimum and maximum age to enter into this scheme ranges from 18 years to 65 years and the policy term is from 10 years to 30 years.

1. SBI Smart Wealth Assure-:

• This is one of the best single premium plans to buy ULIP online there is where the policy holder just needs to pay the premium once in a lifetime.
• The buyer can choose as to in which of the available funds he wants to invest in according to the market trends. The funds can be chosen when someone buy ULIP Online of this fund.
• With an additional policy rider option payment a person can also get accidental insurance benefits through this plan.
• The policy has a term of 70 years and allows partial withdrawal only after 5 years of the policy.
• The minimum age for buying the policy is 8 years and goes up-to 60 years.

1. Bajaj Allianz Future Gain-:

• It is an endowment plus plan that provides with the higher returns by giving the maximum allocation of funds towards investment.
• A person can increase or decrease the premium amount according to his/her financial needs.
• At the time when someone buy ULIP online, he/she can choose from 7 different fund options available for investing.
• The entry age for the plan ranges from 1 to 60 years and the maturity of the plan is ranged between 18 to 70 years.
• This is the best scheme to buy ULIP online as it provides a very high cover of insurance and also the payment of the monthly/quarterly/annual premiums can be made online easily.

1. LIC new Endowment Plus Scheme-:

• There was a time when there was no option to buy ULIP online for any of the LIC’s policies and a person had to go to the LIC office to understand the plan and buy one. Now, the trustworthy LIC schemes are available to buy ULIP online.
• It is a non participating ULIP scheme that allows a person to choose between multiple funds options to invest in.
• In case of demise of the policy holder, the unit fund value of the selected fund will be provided to the nominees.
• If in case the person survives till the date of the maturity of the policy then the funds value will be provided to the policy holder himself.
• This type of scheme also provides a Tax benefit under the Sections- 80(D) and 80(C) of the Income Tax act, 1961.
• The minimum entry age of this ULIP scheme is 90 days and the maximum is 50 years and the policy term varies from 10-20 years.