Shubham Housing Development Finance Company works with a vision to be the best known and most preferred loan lender of choice for people with informal income. It is amongst the first organization in India to provide a tailored credit program for every applicant instead of document-based underwriting. Customers are provided step-by-step guidance on how to evaluate EMI affordability and about formal housing finance procedures. With more than, 80 branches in seventy-eight cities, Shubham has worked with over 8700 happy customers.
With a pioneer in a home loan group like Shubham Housing Finance Company by your side, you do not have to worry about any of the typical hassles related to buying and financing a property.
Eligibility Criteria to Apply for Home Loan:
The customer needs to be more than 21 years of age but he/she should not exceed the age of 65 years at the time of loan maturity.
The borrower must have a bank account.
The borrower should be living in a city where Shubham’s Office is situated.
A guarantor is not required.
All the proprietors of the property that is being financed and each and every person whose income has been considered for the loan needs to be the co-applicants to the loan.
Application form with all the necessary details filled in.
Pan Card, Voters ID Card, Passport as identity proof
Address proof such as ration card, electricity bill, and Income proof documents, if available.
Bank passbook or Bank Statements is necessary
Copies of the Property papers and the Construction assessment
One can also select Shubham.co for applying for loans under PMAY.
Benefits of Shubham Home Loans:
We, at Shubham.co, offer a high quantum of loans that is up to Rs. 1500,000 and in some selected cities this amount becomes 20,00,000 what could be better than this. With such a high amount, one can easily get to make buying a new home and make improvements to it.
The loan tenure is up to 15 years and customers can even customize this time according to their needs
Shubham.co offers multipurpose home loans the loans can be used for plot purchase, home modifications, and self-construction.
One of the best features of Shubham home loans is that we provide easy home loans, in fact, the applicant does not even require a guarantor while applying for the loan and this makes the process further swifter.