Is BCBS The Same as Florida Blue Insurance in St. Petersburg and Port Charlotte,

Posted by bayinsurancefl on April 4th, 2022

Health care is something that can never be compromised. The Blue Cross Blue Shield in Tampa and Bradenton, FL, was started almost 70 years ago and remains strong to this day. It follows a membership program that has benefited numerous people in the State. With a focus on providing good health for individuals and groups, the program aims to serve communities in different sections of society as well.

Finding a membership service is simple enough. One would be interested to learn that Blue Cross Blue Shield (BCBS) includes about 35 companies that operate independently. One has to possess a membership card to avail of the selected health care services. The chosen local BCBS company would be able to retrieve information directly from their data by searching. While it helps to have the card handy when visiting the local company, people without the card may also ask the authorities to find information by providing them with the Zip code.

The local BCBS company also has the authority to ensure the following for all members residing in the area:

•  Change the coverage terms
•  Inform about the estimated cost of a medical and surgical procedure
•  Help to file an insurance claim
•  Provide the latest status of an older claim
•  Replace a lost or damaged membership card
•  Provide information about the balance amount
•  Reveal the details of the current plans

The authorities at the local company will make every effort to help individuals and families find the right insurance cover suitable for ensuring their health.

Some of the insurance basics that an ordinary citizen of Florida aspires to know at the BCBS office usually include the following:

HMO- An acronym for “Health Maintenance Organization, ” this is a specific type of health care system that provides comprehensive medical coverage for a section of the population residing within a geographical area. The service is provided for a small fixed fee that has to be paid in advance.

PPO- Preferred Provider Organization (PPO) is a system wherein the members obtain discounted healthcare services once they contact specific healthcare providers. Moreover, PPO also offers several health care services by providers who are not a part of this network.

BCBS also provides Medicare plans ranging from the original Medicare to Medicare Advantage and Medicare supplemental plans. The local company would be happy to provide a member with a list of private insurance carriers who offer Medicare Advantage and Medicare for prescription drug coverage.

Citizens hoping to find more information about membership eligibility and insurance plans are welcome to visit the official website of BCBS.

The reputed Blue Cross Blue Shield had its name changed to Florida Blue insurance in St. Petersburg and Port Charlotte, FL, and other parts of Florida to provide better service to the citizens of the State. The old company emerged with a new look, replete with a new logo and attractive tag line, \"in pursuit of happiness.”