A step-by-step guide to getting SSDI benefits

Posted by Alan Finkel on November 17th, 2022

If you have a significant physical or mental condition that keeps you at distance from working, you may be eligible for Social Security Disability Insurance (SSDI) benefits. SSDI is a government program funded by payroll taxes for people unable to work due to an injury that is expected to last at least one year or result in death.

How to Apply for SSDI

You can apply for SSDI benefits online, in person at your local Social Security office, or over the phone. The application process is time-consuming and can be difficult if you - or your advocate - need to be more organized. If you have a medical condition that prevents you from working for a year or more, begin the process as soon as you are unable to work.

SSDI Benefits Application Process in Steps

Gather personal and medical information relevant to your situation as the first step. To begin the application, gather the following items: Marriage and divorce dates; children's and spouse's names and birthdates; military service discharge information for all periods of active duty (form DD 214); W-2 forms from the previous year, or your IRS 1040 with Schedule C and SE if self-employed; checking and savings account numbers, including your bank's 9-digit routing number, if you want your benefit checks direct deposited.

1) The next step is to create a "disability report" that includes the following information: treatment information, including names, addresses, and phone numbers for doctors, hospitals, and clinics you've visited; names of medicines you're taking and who prescribed them; dates for medical tests and who sent you for the tests; a list of jobs you held in the 15 years before becoming unable to work; Information about insurance or workers' compensation claims you filed; and the name of someone Social Security can contact, who is aware of your medical condition.

2) Once you've gathered your personal and "disability report" Information, you can fill out the disability benefits application and disability report online. You must also complete the Authorization to Disclose information to the Social Security Administration (SSA Form-827) form, which grants Social Security access to your personal and medical records.

3) You can submit additional paperwork to increase your chances of approval, such as:

• Information on the physical and mental demands of your job
• How your condition restricts or prevents you from performing your job duties
• A written report outlining any details you believe will help your case

Again, this can be overwhelming if you need to be well-organized or have an advocate. Don't be disheartened. Take your time and be thorough.

Free Consultation with an Experienced SSDI Lawyer Today

Although you are not required to hire an SSDI lawyer, we strongly advise you to do so. An experienced SSDI Attorney in Florida can help you build the most robust case possible and make the process as simple as possible. Furthermore, the consultation is entirely free.

Call or contact us online today to schedule a FREE consultation!