Don?t think insuring your bike is important?

Posted by sanjay on August 12th, 2016

Our bike is our savior when we get stuck in snarling traffic, sticky situations like reaching quickly in an emergency or just casually love to take a ride on one fine sunny afternoon. We love our bike a lot and don’t want even a dent or scratch on it. But taking care doesn’t mean merely washing it every day or doing Teflon coat. These things won’t guarantee safety against unexpected accidents or natural calamities like fire, storm,  earthquake, etc. Besides a damage done to third party property  and health will only burn a big hole in your pockets. Therefore, one should own a bike insurance that will protect you against man-made or natural incidences and create a financial back-up during emergencies.

Bike insurance refers to an insurance policy taken to cover against any damages that may occur to your two wheeler and its rider due to any unforeseen and unfortunate event like an accident, theft or natural disaster. It covers you against liabilities arising from damages to a third party due to accident. A bike cover provides an ideal solution to meet exceptional costs that may arise due to the damages cause to the two wheeler. The insurance policies offer protection to  all types of two wheeler such as scooters, bikes, mopeds, and covers all personal, commercial or mixed purpose vehicles.

In today’s time, the main priority for customer is the value for money. Purchasing policy offline means visiting branches, collecting form, filling-up and submissions. Besides, it will costs you time and energy as well. Thanks to the online policy purchase that has come to the rescue of people. With online facilities you can purchase it anytime and anywhere from the place of your choice.

Here’s what online bike insurance policy purchase promises to offer consumers:

•Physical purchase means you have to visit branches, collect form, attach xerox and re-visit for submission. But, for online purchase you just need a simple laptop and internet connection and you’ll be done with the policy purchase. Companies offer lower rates since there are operational savings passed on to you.

•It promises paper transactions. It sets us free from physical documentation process right from policy purchase to premium payment or renewals and claims.

•Insurance companies promise simple transaction and you get to access all the information you  may need to  make your smart purchase.

•You don’t have to file up policy details, you can store all your information online and manage things under your belt.

•Some companies have come up with mobile apps, that help you manage bike covers while on the go. From policy purchase to uploading scanned documentation, premium payments to renewals everything can be handled at the touch of the button on your phone.

•Two wheeler insurance market is changing dramatically with the emergence of new players and online facilities for the purchase. Bike insurance companies have come up with a range of features to lure customers or retain the existing one to ensure they continue with them year-on-year to thus grow their business.

Online sites are a great place to start as they help you easily compare the cost of insurance and also provide you a variety of options to choose as per your requirements. If you can’t afford to devote your valuable time to research, then you can entrust the job to a well-known insurance agents. It is one of the reliable ways to ensure that you get best bike insurance quotes in less time without having to go through the hassle and tedious task calculations.

[Source: http://youknowitbaby.com/article/14502/don_t_think_insuring_your_bike_is_important.html]