Types of Insurance that Commonly Cover Chiropractic ServicesPosted by Digital Marketer on December 20th, 2023 HMOs are a popular type of health insurance that provide healthcare services through a network of doctors and hospitals. Do chiropractors take insurance?: Patients need to select a primary care physician (PCP). PPOs offer more flexibility when choosing health care providers: No need for a primary care physician. A mix of features from the HMO and PPO plans: Patients select a primary care physician and need a referral to see specialists. Government-funded health programs also sometimes offer coverage for chiropractic services: Medicare: Part B (Medical Insurance) covers manual manipulation of the spine if deemed medically necessary and prescribed by a physician for a patient experiencing a subluxation (spinal misalignment). However, Medicare does not cover other chiropractic services, like X-rays or acupuncture. Medicaid: Chiropractic care coverage varies by state. While some states might offer comprehensive coverage, others may limit the number of covered visits or exclude chiropractic care altogether. In Conclusion The type of health insurance plan can significantly influence whether chiropractic services are covered and to what extent. It's essential to understand the nuances of your insurance plan and discuss them with potential chiropractors before starting treatment. While many plans do offer some coverage, the specifics can vary, so patients should always double-check their individual policy and not assume a one-size-fits-all scenario. As the recognition of chiropractic care's benefits grows, the hope is that even broader coverage will become the norm in insurance policies. Like it? Share it!More by this author |