How To Pay Medical Bills in Pending Case
Posted by Alan Finkel on January 29th, 2024
The State’s injury laws give you the right to make an insurance claim or bring a personal damages lawsuit against someone whose negligence caused your injuries. But personal injury claims do take time to resolve and you need your medical bills paid during the wait. Then, how can you pay medical bills if your injury claim is still in process? Our personal injury attorneys suggest several solutions about How to pay medical bills in pending case. Certainly, there are many different ways to pay for medical bills as you wait on an insurance claim or lawsuit:
Health Insurance
As your injury claim is being resolved, you can negotiate a delay in paying for the medical expenses with your health insurer. On the other hand, health insurance companies will not automatically receive their payment from a wrongdoer. Alternatively, you must first obtain full recovery for both pecuniary and nonpecuniary injuries.
Worker's Compensation Benefits
In this case, an injury attorney would suffice.
If you are injured on the job by a third party, workers’ compensation payments will enable one receive treatment through paying for medical bills. While they are receiving workers’ compensation, employees can also file third-party injury claims or litigation. This process can be facilitated by a workers’ compensation lawyer. But if the employer’s negligence led to your injury, you are generally precluded from instituting an industrial injury claim against him or her. In line with this, you need to prove that your employer was extremely negligent or showed utter contempt for safety.
PIP or MedPay Coverage
PIP and MedPay are two supplemental motor policies in many States. PIP insurance can help pay for expenses related to injuries such as hospital charges and lost wages. In the meantime, MedPay only compensates for medical damages. If you have any of these covers, the same can be used to pay your medical expenses if injured in a car crash. To your auto insurance, PIP and MedPay will add the costs of premiums while covering damages irrespective for liability in respect to accident.
Negotiating with Your Medical Providers
It also is possible that your health facility or other medical providers may consent to allowing their bills go unpaid until you win a decision for damage compensation. But this approach may only work if you can show the ability to settle your claim effectively (and quickly). You could arrange with your health care providers the assistance of an attorney.
Medicaid and Medicare
For instance, Medicaid and Medicare are government healthcare insurance programs that could assist you in covering medical expenses. Nevertheless, you cannot claim unless there is a determination of your eligibility. Medicaid is limited to low-income people but Medicare is provided not only for those aged 65 and older, but also young individuals with disabilities. If you are eligible for Medicaid or Medicare, you can file a claim with any of the programs.
We Offer Personal Injury Law Specialist for Your Claim
Yet it can be challenging to manage an injury if you cannot afford medical bills. Our Ohio Personal Injury Lawyer is here for you if you require help fitting medical bills while waiting on your injury claim. We have assembled an unprecedented team of injury attorneys in Ohio who specialize in the collection of evidence and compliance with all filing standards. We can also work for you when dealing with insurance companies or going to court.
Our practice areas are auto accidents, dog bites and workers’ compensation. We also process social security disability claims. In case you were recently involved in an accident while in Ohio, call or fill our form.
