Protect your family with suitable health cover, now!

Posted by sanjay on October 10th, 2016

India’s current socio-economic conditions have created lots of risks to the health conditions of an individual. Besides rising medical and inflation costs are only fueling up your health care expenses. Protecting your family on individual basis becomes all the more unmanageable if it’s a serious health crisis. Health related insurance for the whole family has now become a necessity compared to luxury few years ago. 

General insurance companies in India, understand your health concern very well and have introduced a family floater insurance plan that cater you with customized health insurance policies to cover your entire family under a single umbrella. A unique policy of its kind it ensures to cover 4 to 6 members of the family together.  The concept is not everyone will fall sick together so the cover amount could be diverted to the one who is in dire need. If the coverage amount is drenched within a specific  term you can always top-up or super top-up the plan to meet additional health care needs of the family.

Lifestyle changes are leading to more stress, pressure, improper and inadequate diet coupled with short sleep and unhygienic food practices has made people more vulnerable to disease. Secondly, critical illness and accident could be unexpected event. The lack of time and resources, both in official work and personal front have totally crippled the life of the current day professional.Therefore, it’s our responsibility to stay covered with a suitable policy that will take care of your financial needs. Lastly, owning a family floater insurance plan will keep you mentally stable so that your family member cope up with the situation and get well soon.

These plans not only safeguard your family against unprecedented health costs, which usually shoots, but also ensures that you’ve well prepared in case of any unpleasant eventuality and situation.

The amount of covers one can take totally depends upon your income source, risk appetite, existing health issues and hereditary issues, inflation costs, and lastly number of family members. Just in case, you feel that your parents are already prone to some form of diseases or so you can always put them on the separate individual plan.

In family floater policy, you are required to insure the whole family under one single plan. Thus, say your family comprises of 5 members, and then one single family floater insurance plan will cover the entire family. In such health insurance policies, the premium which is paid for the plan covers the whole family in a single shot. The family is allocated a corpus of funds, which can be effectively used to cover medical expenses of any family member.

With an ample variety of plans available in the market, citizens can choose a suitable plan that can take good care of his or her dear ones. With several benefits included, these plans ensure comprehensive coverage to all the insured members. You can pick and enjoy tension free healthcare in the future. Go for a family health insurance plan that ensures the family members’ well being now. Today is the time to take right decision instead of relying on tomorrow. Make a wise investment for your healthy future. Get yourself educated about a suitable family insurance policy and make the correct choice catering to your needs.