Do you know you cannot Travel without Health Insurance

Posted by Naksh on October 13th, 2016

When you are travelling abroad, any injury or accident may place financial burden on you and in that case medical insurance can come to your aid. While travelling, it is impossible to plan for any kind of contingency so in case you are in such kind of situation this insurance instrument can help you out.

Generally there are three types of medical insurance which you can pick from:

  •          Travel health insurance
  •          Travel insurance
  •          Medical evacuation insurance

These policies are purchased before you start your travelling spree so buying one of these is indeed a good idea. In fact, there are many countries in which you cannot travel without having the medical insurance. Let’s check what are the different types of policies which you can have to protect yourself from travel?

What is travel insurance?

If you want to finance yourself while travelling then travel insurance in contrast with the medical insurance can protect you from losing out if you have lost your luggage. You should also obtain the receipts and bills of your stay so that financial protection is ensured. Travel insurance also provides for the cost of treatment that you have undertaken in some foreign land.

Health insurance in domestic travel

When you are travelling abroad, the emergencies can be covered while making a foreign trip. You must ensure that you know everything regarding the medical insurance policy so that you have least problems later on. If you have any pre-travel medical conditions then medical insurance may not provide you the compensation for the same.

Pregnancy complications are also a part of the medical insurance facilities and some of the following high risks activities are also excluded from the medical insurance policies:

  •          Scuba diving
  •          Sky diving
  •          Mountain climbing

Which countries ban travel without health insurance?

There are some countries around the globe which make it tough for you if you do not have the medical insurance policies which include the following:

United States

With high cost travel insurance in the country, you can readily get to have the treatments’ cost met. You can live in US without having the travel insurance but still it is recommended that you should have the travel insurance done in your own country which can reduce the high cost of travel.

The medical insurance serves its purpose well when you are having it done in your country so that high cost of insurance can be avoided.

France

The medical insurance is the best thing that you can have because you can easily get your treatment done in a nice way on a foreign land. If you are in France, then be prepared to give away the proof of holding the medical insurance that can help you a lot in bearing the medical expense in case you fall ill.

If you are a regular visitor to the country then Schengen Visa is mandatory and for the students above the age of 28, then you can surely have the best of the facilities through the medical insurance.

You may like to read : Make Sure You Have Travel Insurance before Visiting These Places

The UAE

There are many foreign nationals who are living in Dubai and other emirates and they are required to have the medical insurance done. A valid health insurance is the need of the day as you just have get it done in order to proof yourself from any kind of expense that you are placing upon yourself while you are on travel.

Therefore, get the policy done while you are in your own country otherwise things may get a bit troublesome for you while you are moving ahead to some other land.

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Naksh

About the Author

Naksh
Joined: October 13th, 2016
Articles Posted: 1