A helping hand to climb up the success ladder

Posted by Shyamoli Shah on January 2nd, 2017

Education is the most profitable investment one can make to taste success in life. A quality education will always help you to reap the benefits in terms of good job or business, achieve milestones, fulfill dreams or live a happy & rich lifestyle. In today’s time, a mere degree or so will not help you fulfill your ever aspiring needs, especially when you a working professional. Pursuing executive studies ahead will definitely help you enhance your growth.

But, due to the ever increasing inflation costs, expensive education fees, ultra amenities offered by world class universities & institutes, etc. pursuing higher management studies with the stipulated source of savings is just not possible. Traditional finances are already peak high and borrowing from friends or family would affect your self-integrity. The best way to finance your management studies would be taking an executive education loan. These loans will lend you a helping hand while climbing up the ladder of success.

Today, various leading private finance companies and banks offer education loan for such needy professional who wish to pursue their career in Mid-career management program, Professional or Technical programs, Online & correspondence courses such as MBA, MCA, a technical program that will give a major breakthrough of your career in life.

All post graduate courses recognized by UGC, AICTE, AIBMS, ICMR or the Government are eligible for executive education loan. For a student, he or she must be a citizen of India who has taken admission to approved courses. And students qualifying for top ranking Institutes in India will get the added advantage of 1% as a concession for qualifying for IIM, IIT, AIIMS, AFMC, IIFT, ISB, NIT, XLRI, SPJIMR, IISC, SPJIM, MDI and so on.

Your education loan cover expenses for 100% Admission fees/ annual fees for the colleges and institutions, examination fee, library fee and laboratory fee, hostel or mess charges, charges for acquiring equipment, books and instruments, purchase of laptops or personal computers (if required), Caution deposit, refundable deposit, building fund after procuring original receipts and any other expenses those required for completing the program like educational tours, projects and thesis.

Some aspects that will not be covered by the loan would be GMAT fee, Business School application fees, (Incase of foreign studies) Visa fee, airline tickets, commuting tickets, living expenses and so on. However, there are some finance firms who provide students with travel expense or passage money up to Rs 75000 for the ones traveling abroad.

While government banks might demand margin money of around 15-20% of the loan amount, some private finance companies in India offer executive education loan at no margin money costs. Interest rates offered are as low as 12.75% and the processing fee is also mere 1-2% of the loan amount being calculated on a case-to-case basis. Private finance companies work hard to ensure that management aspirants or students applying for education are able to fully concentrate on studies and not worry about the expenses related to course fee, accommodation, travel, mess, etc. especially while studying in top notch foreign university. They design executive education loan without setting any cap on finance and provide 100% coverage of education costs, making such young talents of India free from unnecessary burdens.

Executive education loans that will help you shape up your career are the best investment you can ever gift yourself to pole-vault into a career high, literally. Postgraduate courses, specialist courses, management courses, vocational up gradation or courses leading to a professional qualification - you name it and there are leading private finance companies who are ready to fund it for the eligible ones.


Shyamoli Shah

About the Author

Shyamoli Shah
Joined: August 26th, 2016
Articles Posted: 61

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