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Get easy finance for your education

Posted by shyamolishah1 on January 19th, 2017

Despite  of being a developing nation,  India has evolved as an educational hub over the years . The setting up of new universities , colleges has increased the no of foreign students who choose India for higher studies . These universities ,colleges  offer a variety of courses in engineering , medical , science , technology , arts , literature etc. because of the diverse fields Indian education system has grown  over the years .

Education system in India is similar to the south east Asian countries. It consists of three major components: general , vocational and technical education . After the liberalization of the economy in 1990 the private sector was set open to make investments in education sector . Though the education sector has undergone major changes, Students still face problems while funding their study in India. Despite of being the homeland the problems faced due to shortage of funds and other resources . Borrowing from friends or relatives might strain relations over money matters.

However, the more focused Education Loans In India that are available for education purpose have made it easier now. The educational loans are given by the leading banking institutions and the NBFC’s . The interest rates of the educational loans given is less that of the personal loans and of traditional finances . The  study in India loans particular focus on the expenses which include the course fees and the material required to complete the course . The moratorium period is a feature which makes the educational loans more feasible and easy . The interest rates can be as low as 12.75 %. A minimum loan of 1 lakh rs  is given which can exceed upto  one’s need . The educational loan basically meets the basic needs and the  cost of education involved. The loan therefore covers 100 % tuition fee as determined by the institute or university.

Now a days financial institutions are offering flexibility in the repayment of the loans. depending on the nature of the loan one can repay the loan .  Here , it can be broadly classified into types such as :

•        Interest servicing during the course

•        Partial interest servicing during the course

•        EMI repayment during the course

•        EMI repayment post holiday/moratorium period

•        Step up repayment facility

Without proper education a person would be incomplete in his or her career development; they will struggle to secure a good job, happy and secure future. Gaining potential education will help an individual make a right thinker and a correct decision maker. Don’t settle down for your unfulfilled dreams when you can carve your own future path with help of study in India loan. A loan is like a foster family who takes care of your basic needs in India. These education loans aim to provide the much needed financial support to the meritorious deserving students for pursuing higher studies abroad. A comprehensive student loan will be an ideal solution that will cater to all your financial needs for higher studies. The loan covers everything from books, laptop, living and food expenses, travel expenses, tuition fee, etc.

Also See: Higher Studies, Educational Loans, Tuition Fee, Moratorium Period, Loan, Education, Loans

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