Go With An Independent Provider For Cheap Mortgage CoverPosted by Nick Niesen on October 29th, 2010 When it comes to getting cheap mortgage cover, by far the best way is to shop around and go with an independent provider. An independent provider has the expertise that is needed to make sure that the policy you are looking to purchase is suitable for your needs. Unfortunately the majority of mortgage lenders have very few scruples when it comes to trying to sell you mortgage cover alongside your mortgage. Some would even have you believe that you have to take the protection with them when you take your mortgage, however this is untrue and while some lenders will ask that you do have the protection, it is in your rights to go to a standalone provider for the cheapest mortgage cover. Over the past, the high street lenders have been well known for charging extortionate premiums for the cover and when it has come down to it many people have found they are unable to claim on their policy simply because it was mis-sold to them. This is another very good reason why you should buy independently; a standalone provider is more often than not a specialist and as such knows the sector inside out and can offer you the best advice on choosing your policy. Like it? Share it!More by this author |