Is Affordable Dental Insurance a Myth?Posted by Nick Niesen on October 29th, 2010 There seems to be a fear that is associated with the discovery of costs associated with dental insurance. Would it surprise you to learn that dental visits account for roughly five percent of our total health care needs in any given year? Since this is true, most insurance carriers will provide attractive rates associated with dental insurance. For the business owner there are several avenues to consider when seeking to provide employees with dental insurance. One of the key components to their deliberation will center on overall costs. However, inexpensive coverage does not always equal a good plan. Here are a few general types of coverage and what to expect: ?PPO Plans provide patients with a group of dentists who?ve agreed to provide care to patients within the group at a discounted fee. In essence the dentist is willing to receive less for the prospect of additional patients. Dental insurance can be affordable and a perk that will be appreciated by employees, but private coverage can also be obtained through a local broker or online. It will cost less than major medical coverage and can provide the peace of mind knowing your families dental needs can and will be taken care of. Like it? Share it!More by this author |