Delta Dental Insurance 101Posted by Nick Niesen on October 29th, 2010 Delta Dental Plans Association, more commonly known as Delta Dental, is one of the best known dental insurers in the United States. Delta is a not-for-profit association that offers dental plans of all types for companies across the U.S. Their 39 member companies administer dental benefit plans whose main focus is providing and improving access to dental care for all. Today, Delta Dental associates provide dental coverage to over 46 million people through over 80,000 employers and agencies. Delta Dental insurance offers three major plan types to suit a wide range of needs. The benefits vary by plan, and costs vary by region and employer. Delta Dental Premier (formerly DeltaPremierUSA) Ex. Delta Dental pays $45 for a filling. Your dentist charges $60 for a filling. You pay the dentist $15. Delta Dental PPO (Preferred Provider Option) Ex. Delta Dental pays 70% of the fee for an extraction. Your dentist charges $210 for an extraction. You pay the dentist $63. DeltaCare HMO Ex. Depending on the plan, you may pay a $10 co-payment for office visits, no matter what the procedure. The cost and availability of each option is dependent on the company through which you enroll. As the nation?s largest provider of dental insurance, the costs are significantly lower than most other plans. Like it? Share it!More by this author |