Top Reasons to Rely on an Oregon Credit Union

Posted by Brian Miller on March 20th, 2017

There is an endless list of reasons as to why you should want to rely on the services offered by an Oregon credit union rather than just go to banks in Portland Oregon and see what they have to say about your financial situation. It does not really matter if you are interested in applying for a loan so that you can pay off some debt or maybe to buy a new car. When it comes to getting the money that you require, there are a few essential factors that you need to take into consideration.

It all starts with the way that you will be treated from the moment you walk through the door. You should try it once and see for yourself just how different it is to be a member of an Oregon credit union or a client of banks in Portland Oregon. When you talk to a bank consultant, you will be able to ask questions, but will get confusing answers. That is because of the fact that these individuals work on commission and they need to convince you that you require a complete package of services, which costs much more than you would actually need to pay.

When visiting an Oregon credit union, the situation will be completely the opposite. First of all, you will be greeted with a smile by the consultant that will be more than happy to help you with whatever financial solution you need. No matter what your current credit score is, surely he will be able to find a way to help you solve it. The moment you decide exactly which of the available products suits your needs best, he will make sure that you pay the lowest possible fees and interest rates.

If you think about it, this is exactly what you want – a balanced solution for your financial situation. It would be recommended that you do not visit too many banks in Portland Oregon before you decide to give your local credit union a try. This way, you can avoid any unpleasant issues that are usually associated with individuals that have their credit score checked too many times. Your name might be flagged the next time someone tries to check it.

Another reason why you should be so inclined to rely on the services provided by a credit union would be the fact that fees and interest rates are usually much lower than the ones you would stumble upon at banks. This means that as a credit union member you would end up paying less every month than if you were to opt for a similar financial product provided by a local bank.

Would you like to learn what other important reasons are there to choose the services provided by an Oregon credit union instead of just rely on banks in Portland Oregon? If the answer is yes, you should know that all the information you require about the best type of financial institution is just a few mere clicks away!