How To Get Budget Home Owner Insurance Quote In Pennsylvania

Posted by Nick Niesen on October 29th, 2010

If you?re looking for a home owner insurance quote in Pennsylvania, never call random home owner insurance companies and start asking for quotes. Home owner insurance companies are going to ask you many questions about your home, and several of those questions are going to be about your homes contents and valuables. So, instead of rushing around your home looking for answers, you need to prepare yourself before calling for a home owner insurance quote in Pennsylvania. This generally means taking inventory of your home.

Since this is a preliminary list of your home?s contents and your valuables, you don?t have to worry about receipts and videotapes documenting your ownership. You should, however, make a thorough list of the contents of each part of your home. This can be a very simple process.

For example, get some paper and a pen, and write the name of every room in your home ? one room for one sheet of paper. This includes the living room, kitchen, all bedrooms, all bathrooms, the dining room, the less formal living room such as the family room, and a home office if you have one. Also include sections for your attic and basement, if your home has either or both of those.

Next, grab one sheet of paper ? whichever room you feel like investigating at the time ? and thoroughly go through the room. Write down the contents of the room; everything from furniture such as couches, beds, coffee tables, and kitchen tables, to decorative items such as paintings, carpets and rugs, plants, and collectibles. Also make sure to include entertainment items such as videos and DVDs, CDs, records, and books, as well as other electronics including computers, printers, and fax machines.

Finally, make a list of all valuables, such as jewelry and heirlooms, kept in your home.

Having this information handy will give you a jump start on getting a home owner insurance quote in Pennsylvania.