Looking for Financing Options? Take a Personal Loan in Kolkata

Posted by Seema Gupta on May 22nd, 2017

Kolkata, formerly called Calcutta, is the capital city of West Bengal. It has earned the sobriquet of ‘City of Joy’, and is commonly referred to as the ‘Paris of the East’ owing to its perfect blend of culture and tradition.

Are you short of cash to fund your son’s wedding? Or looking for ways to pay off the debt? At Bajaj Finserv, you can avail a Personal Loan in Kolkata to meet the demands of a developing city. These steps will take you through the process of applying for a loan in your city.

Exclusive Features

When you apply for a Personal Loan in Kolkata, you will avail the following benefits.

Cash at your disposal in a short time

Once your loan is approved, funds are made available in your bank within 72 hours. This is the quickest disbursal for any NBFC bank.

Easy loan approval

Fill an online application form, complete the eligibility check and your loan is approved within 5 minutes. You get loan for amounts up to Rs.25 lakh.

Easy online access

You can login to your loan account and check for details pertaining to interest rate, balance and other information.

Application process

Visit Bajaj Finserv portal, and apply online for Personal Loan in Kolkata. You are required to fill an online Personal Loan application form and provide details like your name, age, monthly income and address.

Submit this form, get an approval from the bank. Indicate the loan amount and tenor of repayment. Once you provide all the details, your money is credited to your bank account in a short time. You can also choose to apply offline by giving a missed call to the bank or sending a message on the number provided.

What are the documents required for Personal Loan in Kolkata?

The lending bank will ask you for proof of identity and bank statements. Attach the salary slips of the previous 2 months for details of your income. Bank statements of the last three months, and a valid employment ID card must be kept ready.

For identity proof, you can choose from passport, Aadhar card, driving license or PAN Card. Valid documents for proof of residence include ration card, latest telephone bill, passport or driver’s license.

Eligibility Check

In order to qualify for a Personal Loan in Kolkata, you must be a salaried professional aged between 25 to 53 years. Another option would be to fill in your salary details, combined monthly loan EMIs and outstanding amount to determine your Personal Loan eligibility in Kolkata.

The minimum salary required for Personal Loan in Kolkata is Rs.40,000

Fees and other charges

A maximum of Rs.25 lakh is made available to you. As processing fees, you are required to pay 2.25% to 3% of the total loan value. Bajaj Finserv offers attractive interest rates of 12.99% onwards, and a security fee of Rs.999 must be deposited when you apply online.

Summary

Applying for a loan is now simpler and faster. Thanks to technology, you do not have to endure endless visits to the bank or wait in long queues. A Personal Loan in Kolkata is a good choice to  consolidate your debts or finance your son’s wedding. Strike off from your bucket list the long vacation that you always dreamt off.