How to get Home Loan?

Posted by marry jose on May 24th, 2017

It’s every person’s wish to own a house but not many possess enough money to realize this dream. In this regard, the Government of India extends help to such people by offering easy-to-repay home loans at low interest rates. The eligibility criteria for home loan and the essential documents, required for the same, vary for different banks. But there are a few documents, which are common for most of the banks that are as follows-

Loan application, passport size photographs, identity proof, residence proof, business address proof, property tax receipt, and statement of bank account or pass book for the last six months. Though, applying for loan shall seem quite troublesome but it must be done if one wishes to invest in a reliable, secure, comfortable and luxurious property. Gold Mark, Vera Developer’s 7-star residential project, is one such real estate venture, which is worthwhile to bear the temporary brunt of going through the arduous procedure of obtaining home loan; it has a luxury lifestyle to offer with A1 facilities that are incomparable to the facilities provided by other developers, especially those concerned with the sale of 5 bhk apartments in chandigarh

Apart from the aforementioned documents, there are certain additional documents required for procuring home loan for salaried professionals, which are-TDS Certificate, original salary certificate from employer, acknowledged copies of three years’ IT returns, and photocopies of payment related to advance income tax. Though, there is a slight variation in the required documents for business and salary-class people, but Vera Developers- an established company, with Pan-India presence and currently offering luxury apartments in Zirakpur with the usage of modern European construction technology; provides equal benefits to people belonging to all classes, be it business or salaried individuals, unlike other builders in Chandigarh, who are quite biased towards business class while offering flats in zirakpur vip road

Thus, in a nutshell, if you are planning to take up home loan, then, make sure that you are investing in a right project, which is reliable, and guarantees you a comfortable, soothing and luxurious living. In other words, make your home loan, worthwhile!

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marry jose
Joined: April 19th, 2017
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