What are the Benefits and USP of the HDFC Ergo Health Plan?

Posted by Insurance Inbox on June 7th, 2017

It is essential that you purchase healthcare plans, if you want to protect your savings and not incur extensive medical expenses. Consider a scenario, where you have to be hospitalized all of a sudden. No matter how alarming the situation would be, it would only get worse, if you would have to pay for the hospitalization expenses from your savings. With the increasing healthcare expenses, your savings might get depleted significantly, on paying the hospitalization charges. However, if you have a healthcare plan, then the coverage of the hospitalization expenses would be done, by the insurance agency. The financial institution, from which you have purchased the healthcare plan, will provide complete coverage of the hospitalization charges. One such healthcare policy that you can purchase is the HDFC Ergo health insurance plan. Some of the essential points of HDFC Ergo health insurance plan, its unique selling points and benefits have been discussed below.

All about the HDFC Ergo Health Insurance Plan

If you compare HDFC Ergo health insurance plan on an online platform, you will find that the policy has one of lowest premium rates and provides comprehensive coverage of healthcare expenses. Some of the features and benefits of the HDFC Ergo health insurance plan are as follows:

• The HDFC Ergo health insurance plan provides coverage of pre and post hospitalization expenses. The policy will cover sixty days of pre-hospitalization expenses and ninety days of post hospitalization expenses. This comprehensive coverage of the hospitalization related expenses is a unique feature of the HDFC Ergo health insurance plan.
• The HDFC Ergo health insurance plan has a network of five thousand hospitals that are covered under the healthcare plan. You can avail cashless treatment in any one of the five thousand hospitals covered under the plan.
• The company assures that the settlement of the insurance will be quick and hassle free. In other words, you do not have to worry about disbursal of the insurance money on hospitalization.
• Individuals, who are within fifty five years of age and wish to purchase the HDFC Ergo health insurance plan, are not required to undergo pre-medical tests. Thus, the insurance policy too can be procured easily, as you would be not required to carry out numerous formalities, in order to purchase the policy.
• Domiciliary expenses, such as hiring a qualified care giver, in order to take care of the patient will also be covered under the healthcare plans. This can help reduce the burden on your earnings extensively.
• The HDFC Ergo health insurance plan provides coverage of additional expenses, such as expenses incurred on hiring an ambulance, post natal expenses and free health check-ups after four continuous claim free years.

Thus, the HDFC Ergo health insurance plan has numerous benefits and unique features, which are not covered under similar healthcare plans. So after you have compared the HDFC Ergo health insurance plan on an online platform, you can definitely consider purchasing the healthcare plan and protect yourself, against any incurring extensive medical expenses.