Oregon Credit Union or Banks

Posted by sylver on September 24th, 2017

If you have gotten to the point where you need to ask yourself this particular question, you should make sure that you learn all the facts before you settle for one of these options. The truth is that even though you might be used to relying on banks in Portland Oregon, you would benefit from more advantages if you were to become a member of the best Oregon credit union. It is all a matter of knowing exactly how these financial institutions work, what they need from you and how they treat their customers.

For example, if you were to rely on an Oregon credit union, you would be greeted by a smiling financial consultant that is more than ready to offer you all the assistance that you require. He will listen to your entire story and will only intervene when he has actual questions he needs so that he can help you benefit from the best possible financial solution. If your credit score is not as great as your local banks in Portland Oregon need it to be, you still have a chance with credit unions.

That is due to the fact that the requirements of such a financial institution are not as strict as the ones associated with a bank. Another interesting fact that you should know about banks in Portland Oregon is that their financial consultants are motivated by commission. The more clients they convince to opt for a particular financial service, the higher the commission level. So, the next time you talk to a bank consultant, you should be careful about what you say and how they talk to you about their products.

Most probably, they will try to convince you to opt for all sorts of services that you will not even need so that you can pay a higher interest rate or all sorts of additional fees. When they talk to you about your needs, they will make you feel as if you need them more than they need you, which is not true at all. At the same time, they will present their solutions as if you do not have any other option.

That is why you should consider skipping the part where you visit various banks in Portland Oregon and just go to the best Oregon credit union that you find. This way, you know for sure that the financial advice you receive is genuine and that when it comes to any loan you apply for, you will not end up paying much more than you were originally told. Do some research before you go to the credit union so that you know what to expect.

As you can clearly see, the best decision you could make between a reputed Oregon credit union and the services offered by banks in Portland Oregon, the first option is by far the best. You can learn more about the financial solutions we have to offer by simply paying our website a visit. Become a member today!