Best Cash Rebate Credit Cards

Posted by Rhaego Chiang on September 25th, 2017

Cash Rebate credit cards in Singapore

There is no dearth of options when it comes to selection of credit cards for Singaporeans. We have a variety of credit cards in the market, each with a different purpose. Travel credit cards, Dining credit cards, Rewards credit cards, Cash rebate credit cards are just some of the many types of credit cards available in the market. In this article we will be discussing about Cash rebate credit cards. Cash rebate credit cards as the name suggests are credit cards that offer rewards or benefits in the form of Cash rebate points. These credit cards offer a flat percentage of rebate to the customer whenever they shop with their Cash rebate card. Let’s learn more about Cash rebate credit cards and the top Cash rebate credit cards in Singapore.

What are Cash Rebate Credit Cards?

Cash rebate credit cards are offer cash rebate every time the credit card holder spends on the card. Every time, a cardholder makes a purchase with their Cash rebate credit card, they receive a certain percentage of rebate as Cash rebate. The rebate percentage offered on the purchase is predetermined in most cases.  While some credit cards offer Cash rebate on purchase of any amount, there are credit cards that offer Cash rebate only when you spend a minimum amount on your card. Some Cash rebate credit cards offer additional Cash rebate when you shop at partner merchants. If you prefer credit card rewards in the form of cash, Cash rebate credit cards are the best option.

Top Cash rebate credit cards in Singapore

Listed below are the top Cash rebate credit cards in Singapore:

• American Express True Cashback Credit Card

  This American Express Credit Card as the name suggests is a credit card which offers rewards in the form of pure Cash rebate points. The card offers 3% Cash rebate on everything for the first 6 months after the cardholder applies for it. After that the cardholder can avail a Cash rebate of 1.5% when they make any purchase regardless of where they make the purchase.

• POSB Everyday credit card

  POSB credit card as the name suggests is a very simple credit card that lets the cardholder save up on everyday expenses. The card is designed in a way to let the cardholder avail Cash rebate on everyday purchases thus saving up on it. When the cardholder spends a minimum of S on dining or grocery shopping, they can get a Cash rebate of a whopping 9%.  The cardholder can also get 3% Cash rebate on flights booked at Air Asia and a Cash rebate of 5% when they shop at partner merchants such as Shen Siong, SPC, to name a few.

• Citi Cash rebate credit card

  This Citibank credit card offers amazing Cash rebate on fuel purchases, dining, grocery purchases, entertainment and more. The credit card offers Cash rebate up to 20.8% at Shell, 20.88% at Esso and 8% Cash rebate at all other petrol stations. Along with this, the card also offers Cash rebate up to 8% on dining and grocery purchases.

• UOB One card

  UOB One card offers Cash rebate of 5% cash rebate on all spends above S00 per quarter. The credit card also offers a Cash rebate of 3.33% when the cardholder spends a minimum of 0 or 00 monthly. Along with the Cash rebate, one can also get other benefits in the form of SMART$ rebate with the SMART$ rebate programme.

These are just some of the many Cash rebate credit cards available in Singapore. The best way to choose the right Cash rebate credit card is by choosing a credit card that offers maximum Cash rebate in your favourite category or by opting for a credit card that offers Cash rebate without any minimum spend.