Loans against Fixed Deposits: One of the most amazing features of fixed deposit investment is the loan an investor can take against the amount deposited. It may happen that you may need some money urgently when you don’t have sufficient cash in hand as you have invested it all in your Fixed Deposit account. That is how this scheme favours investors and allows them to take a loan (70-90% of the amount deposited) against FD amount.
So, why not take a loan against this deposit than taking a loan for investment. Make sure you go through all rules and restrictions regarding fixed deposit investment. Think, Plan, Invest, Enjoy.