What to do in case of Car Accident while driving Company?s vehicle?

Posted by Eve Jones on March 8th, 2018

It is true that car accident injuries are life-threatening for both ends, sometimes the situation becomes critical if the driver is driving the vehicle which is not of his ownership. Yes, it is possible when one is the driver working for a company and was using company’s vehicle at the time of the accident. This confuses the driver whether it is he who has to pay for the bodily and property damages or his company will handle the costs on his behalf. This was the scenario if the car accident was caused by you. The similar conditions are applicable if the accident is caused by the opponent, who will pay the victim? Many such questions arise in involved party’s mind; let’s throw some light on it.

What is considered first?

It is likely to approach Car Accident Attorney in case of any such Personal Injuries. You will surely want to know what is true in the eyes of law in such situation and what applies is spotting out the faulty. It is identifying the party who is financially responsible for paying for the investments and injuries. It is important to know that your sustained personal injuries while on the job means your worker’s compensation will be used by your employer to pay your medical bills.

What is your employer’s liability in a car accident?

Employers play an important role when their vehicle is involved in the accident. However, it is also to be noted that if the employee is officially undergoing working hours while the accident occurred. For instance, it might also happen that employee has taken company’s vehicle for a personal errand. Hence, it is clear that employer is only responsible for settlements which relate to them in every way and under certain conditions.

Which is your role: frolic or detour?

When you are personally liable for the accident costs, you are frolic & when the company is liable for the same, you are a detour. Let’s understand this with an example.

As an instance of a detour, you are on duty and you are at a gas station and when you left the station, you met with an accident. Even though the company is not directly responsible here and hence if the company denies paying for its liability, your Auto Accident Attorney can file claims against it.

As an instance of frolic, after delivering goods or finishing your company’s work, you decided to meet your friends on the way and met with an accident at the same time. If you caused the accident here, you are solely responsible for this and no one else. Stopping by like this is not included in company’s norms nor is required by the company so you have to bear the expenses.

Will your company make you pay for the damages?

Nobody gets into the accident by choice. There is an involvement of several factors together. As stated before, if you are partially responsible for the wreck, be prepared to be held liable for paying the settlements as tables can turn anytime. Even if your Personal Injury Lawyer is making efforts, you still hold negative point which weakens your case. Your company can sue charges against you and you might have to pay for the same.

What if the company made negligence in vehicle maintenance?

If the accident report highlights the negligence in vehicle maintenance, it is not you who caused the accident. In such cases, you must have a strong Personal Injury Attorney to represent your strong points. Also, the insurance documents play an important role in determining the maximum settlement amount here.