Get the Health Insurance Coverage Plans from United India Insurance Company

Posted by someshmane on May 9th, 2018

United India Health Insurance Company Limited is a government-owned health insurance Company of India. The company is one of the oldest players in the health insurance industry with a rich experience of three decades. The headquarter of the United India Health Insurance Company is in Chennai. The goal of the company is to make health insurance available to all the sections of the society at an affordable cost.

Best Features of United India Health Insurance Company

United India Health insurance offers comprehensive health insurance coverage to individuals and their family. Below are some of the best features of United India Health Insurance Company:

Health Insurance coverage for the family in a single policy:

United India health insurance offers coverage for coverage for 4 members of the family including 2 adults and 2 children.

Co-pay:

United India insurance has only 20% co-pay for senior citizens for major illness.

Life Long Renewal:

United India Health Insurance offers you a lifelong renewal of policy so you are financially covered even in old age when you need health insurance the most.

Pre-existing diseases:

Pre-existing diseases have a waiting period of 4 years in United India Health insurance plan.

Room Rent:

United India health insurance provides room rent to the limit of 1% of sum assured or actual, whichever is lesser.

Compulsory deductible:

Compulsory deductible of 10% will be applied to all claims for the person above 60 years of age.

Offers and Benefits of United India Health Insurance Plans

United India Health Insurance offers 10 health insurance plans for the different requirements of individuals, families and senior citizens. Below is the list of plans from United India Health insurance:

  • United India Insurance Family Medicare Policy
  • United India Insurance Family Medicare 2014 Policy
  • United India Insurance Gold Policy
  • United India Insurance Individual Mediclaim Policy
  • United India Insurance Platinum Policy
  • United India Insurance Senior Citizen Plan
  • United India Insurance Super Top-up Policy
  • United India Insurance Top-up Plan
  • United India UNI Criticare Health Insurance
  • United India Insurance Personal Accident Policy

Benefits of United India health insurance plans

Cashless facility:

United India health insurance offers cashless facility at more than 7,000 hospitals across India.

Tax benefits:

The premium payment for United India Health Insurance policy can be claimed for tax benefit under section 80D of the Income Tax Act, 1961.

Pre and Post Hospitalisation Cover:

United India Health insurance offers 30 days of pre and 60 days of post hospitalisation coverage for medical expenses.

Free Health Check-up:

United India Health insurance provides free health check after 3 claim-free consecutive years. The amount for the health check-up will be 1% of average sum assured for the previous 3 years.

Renewal process of United India Health Insurance Policies

United India Health Insurance offers you the renewal of the United India Health Insurance on the online platform through website or offline through the company branch office near you.

Online Process

Let’s have a look at the online process step by step for ease of understanding:

  1. Log on to the official company website of United India Health Insurance
  2. Click on the Health Insurance section tab on the United India website
  3. Further, you need to click on the “Renew health insurance policy” tab
  4. You will be asked to fill the 20-digit policy number
  5. After that, you will be directed to your policy account when you will see a renewal option.
  6. Click on the renewal option, confirm the details of the renewal policy, premium details etc and then make the payment through your preferred payment gateway like net banking, debit card, credit card, online wallet etc.
  7. Once you do the payment, you will immediately get a soft copy of the renewal policy and payment receipt in your email.
  8. A hard copy will be sent to the post in around 7 to 10 working days.

Offline process

The offline process is an old way of renewing a policy and is expensive than the online process. If you anyway want to renew your United India Health Insurance policy, you will need to visit your nearest branch. Carry your old health insurance policy document with you for policy number reference and other details. At the branch office, you will be asked to fill a renewal form. Fill the renewal form carefully mentioning all the required details. Once you have filled the renewal form, you will be asked to make the payment. After making the payment you will get the receipt and the hard copy of the document will be sent you via post in 7 to 10 working days.

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