Why You Need a Home Warranty Plan

Posted by The Home Service Club on July 2nd, 2018

The hunt for a home is an emotional experience, and finding the perfect setting for your family to flourish is no easy task. Combine the emotional stress of searching with the costs and maintenance required of homeowners, and it’s no wonder fewer Americans are choosing to buy a home. However, what many homeowners don’t realize, (first-time homeowner’s especially) is that there is another layer of protection you can utilize to make homeowning a simpler, less exhausting process.

Home warranty plans offer protection against everyday life, covering the items that receive constant use from failure. Investing in a strong home warranty plan will keep your budget on track when the expensive components of your home break. Your home warranty will cover the cost to repair or replace items such as:

• Heating and cooling systems

• Electrical and plumbing systems

• Water Heaters

• Dishwashers

• Washing and drying machines

• Refrigerators

A yearly expense that can save you thousands in the long run, a home warranty complements homeowners insurance and ensures that you are adequately covered when inconvenience strikes. Safeguarding your investment, a home warranty will pick up the slack where your homeowner’s insurance fails.

So, if your roof is blown off in a huge storm, that is a homeowner’s insurance problem. You’d pay your deductible, and your insurance company would cover the rest. If your dishwasher goes out or your air conditioner breaks in the middle of August, your homeowner’s insurance wouldn’t cover those items. If, however, you have invested in a home warranty, both your dishwasher and your air conditioner would be repaired or replaced with minimal effort and funds on your part.

There are multiple options to suit your budget while fulfilling your needs. When you realize a home warranty is well worth the money, research your options to ensure that all your major appliances and home systems are covered under your warranty. You’ll also want to determine what fees and responsibilities will be your problem when disaster strikes.

About Home Service Club

The Home Service Club is one of the leading home warranty providers in the United States. They offer a variety of plans and coverage in 49 states while providing prompt, effective repairs and maintenance to keep your home running smoothly. Access your account with ease via mobile and online management and enjoy the ability to file a claim 24/7 online.

Discover what a home warranty cost could save you at Hscwarranty.com