3. Paying EMIs right from the start.
You could choose to completely junk the moratorium period or the idea of paying interest rate during this period and opt to start servicing your loan right after you’ve borrowed the amount. Most lenders should compensate you for this and provide you some benefits. This will also ensure you loan prepayment is stretched out, resulting in smaller EMI amounts.
You will have to choose a repayment option for your Students Loan depending on your financial capacity and personal preference such as your inclination to get a part-time job, your capacity to balance studies with working, etc. We hope this article has been helpful for you. Good luck and all the best!
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