India's Best Cashless Hospitals list 2018

Posted by kiran singh on November 30th, 2018

One of the best facilities offered by the mediclaim policies in India is the cashless treatment at the network hospitals all over the country. However, not many of us are aware of the best cashless hospitals which provide the best service with the utmost care.

The emergence of network hospitals has made many lives easier because they can get treatment at the hour of need without spending one paisa. These hospitals collaborate with various insurance companies and on the approval of a third-party administrator; the policyholder can enjoy the benefit of cashless treatment. But did you know which healthcare organisations are best at this service? This write-up will help you understand what network hospitals exactly are and also a list of some of the best cashless hospitals in India in the year 2018.

Understanding Cashless Hospitals, at first

Here, cashless hospital means the network hospital where your insurer advises you to get admission for availing full medical treatment. The medical bills are paid by the insured but the insurance company later clears the expenses. Only by submitting original documents to the insured, the policyholder can initiate the claim.

When the documents are verified from both sides, the policyholder receives final approval on the treatment expense. If the treatment does not refer to the list of exclusions (documentation charges, toiletries, service charge, visitor fees and charges for nebulisers, oxygen mask or diapers), the insured can get pre- and post-hospitalisation charges, attendant allowances, recovery benefit and much more.

In a nutshell, opting for treatment at a network hospital is a wise decision and the paid premiums cover the treatment charges. Do not forget to stay in touch with the cashless hospital TPA for getting quick approval.

You should always go through the terms and conditions of the cashless mediclaim policy and keep a photocopy of medical bills, payment receipts, discharge papers and claim form.

List of India’s Cashless Hospital List

Today, there are nearly thousands of hospitals in the country but only a handful of these healthcare organisations are included under the cashless Hospitals list. Among 35,000 government hospitals, renowned healthcare institutions like AIIMS have started focusing on a pilot project of becoming a cashless hospital. Generally, insurance companies collaborate with private organisations. Here is a list of few best cashless hospitals under the mediclaim policy.

Apollo Hospital

Apollo Hospitals has been one of the renowned super speciality hospitals with 26 branches across different cities in India. Dr Prathap C Reddy initiated the first branch and he was the visionary Founder Chairman of Apollo Group.

Now the Apollo network is an integrated healthcare group in the nation touching millions of lives coming from 120 countries. The hospital group now provides advanced diagnostic and surgical procedures along with consultancy and pharmacy.

Many companies offering mediclaim policies provide cashless treatment to the best healthcare organisations of India and Apollo Hospital network is one of them. The policyholders need not pay from their pockets and the sum is paid to the third-party administrator on prior approval.

With the policy, the insured can get two types of service including emergency claim and planned claim. Under the emergency claim, the patient needs urgent hospitalisation due to an accident or critical illness. In addition, the insured considers pre-authorisation and informs the insurer about the hospitalisation in advance.

Max Hospital

Mr Anjaljit Singh established Max India Limited in 1985 and now it is a Public Limited Company included in BSE and NSE along with more than 37,000 shareholders. Now the group has a healthcare wing and Max Hospital group is considered in the cashless hospitals list.

The hospital operations initiated in 2001 and it is now one of the superclass healthcare organisations in the country. At present, Max Hospital network has 11 branches at various cities in the northern part of India. The focus of this mediclaim cashless hospital is to serve patients with high-quality patient care and scientific knowledge.

Max Bupa collaborates with Max Hospitals for offering cashless treatment along with other benefits. The mediclaim policy works for couples, individuals, extended families and nuclear families perfectly. Apart from the hospitalisation expenses, the cashless hospital scheme also provides loyalty addition, child care, maternity, organ transplants and diagnostic test charges.

Sir Ganga Ram Hospital

Sir Ganga Ram founded the hospital in 1921 in Lahore. In 1947, the hospital moved to New Delhi. Now Prof. D. S. Rana is the chairman of the hospital where a person can receive comprehensive healthcare services under one roof. The past records show that the hospital is the only one in the entire private sector which has been able to maintain 100% bed occupancy.

Needless to say, the reputation of the excellent service and utmost patient-oriented approach has included the organisation in cashless Hospitals list. People from neighbouring states and countries pay a visit at this cashless treatment centre often.

Sir Ganga Ram Hospital has made its place in the cashless hospital list because Star Health Insurance collaborates with the organisation. Among the 8400 network hospitals, Star Health does not let the policyholder spend even a rupee at Sir Ganga Ram Hospital. Here, a person’s claim settlement is done within 2 hours and the policymaker has a record of providing 93% successful claims.

Lilavati Hospital 

Public Charitable Trust runs and manages the operation of Lilavati Hospital, at present Smt. Lilavati Kirtan Mehta’s vision still leads this healthcare organisation. Here, the treatment lies in the hands of modern medical studies. This super speciality hospital is globally reckoned due to its medical service excellence. Now it is equipped with the largest ICUs, more than 300 consultants and highly advanced 12 operation theatres.

For helping the patients to get cashless hospitalisation cover, Lilavati Hospital now collaborates with a myriad of mediclaim policy companies. Religare, HDFC Ergo, Raksha TPA, Vidal Health, United Healthcare, Paramount Healthcare, ICICI Lombard Future Generali, Bajaj Allianz and Apollo Munich are prominent names of the mediclaim insurance companies contributing with this hospital.

Here, planned hospitalisation and emergency hospitalisation are available like any other mediclaim policy. However, the person opting for Lilavati Hospital can receive quick recovery because of the advanced treatment procedures and experienced doctors.