Health Is Actually The Wealth

Posted by Policy21st on December 14th, 2018

Health is the most fragile thing that we can ever deal with. There are so many things that are handy to harm the thing that is most dear to us such as health. With our immunity gone weak and the things that we consume adulterated, even the slightest change can take the best of us. Not to forget the financial expenses we have to bear.

Given the increasing medical expenses, even a small uneasiness related to our health can cause a lot of trouble to us, especially to our budget.

Thus the Best health insurance policy in India, brings to you various advantages, benefits, services that will give you some sigh of relief because in times of any medical emergency your policy cover shall be there to help you and not make you bear the entire burden of the finances all by yourself.

What are the benefits that you get with Best health insurance policy in India?

Hospitalization Expenses:

A health plan covers in-patient hospitalization costs occur due to an accident, illness, or a medical/surgical procedure. Typically, your health insurer will pay for room rent, nursing, medical practitioner, anesthesia, blood, oxygen, surgical appliances, operation theater charges, medicines, drugs, consumables, and other devices required during a surgical procedure.

Pre and post hospitalization expenses;

It covers medical expenses that occur due to illness for 30 days before the insured person was hospitalized. It covers medical expenses that occur due to illness for 60 days after the insured person was discharged. The number of days for pre and post hospitalization differs from one to another company.

No claim bonus:

No Claim Bonus (NCB) is a benefit under your health plan if the insured person has a claim-free policy year. The advantage of NCB transfers to the insured is either through an increase in the sum assured or specified discount on the premium charges for the succeeding year. Being a healthy individual, you can enjoy a claim-free year and take benefits of NCB under your health plan.

Day-Care Procedures- Medical expenses for treatments, which do not require 24 hours hospitalization due to technological advancement.

Domiciliary Treatment -Covers the expenses for treatment done at home for which hospitalization would be needed.

But because there are so many things that one must look for and so many insurances available in the market, thus choosing the Best health insurance policy in Indiafrom among so many, is again a task very confusing and important.

You must go for a comparison of different plans so that you are able understand the terms, conditions under each plan and select the Best health insurance policy in India for yourself.

With the comparison of different health insurance plan made easy, cost effective and less time consuming, you can now that do that at just a click of fingers and the insurance that is actually the best health insurance in India for you.